{"id":19582,"date":"2021-01-20T09:14:43","date_gmt":"2021-01-20T02:14:43","guid":{"rendered":"https:\/\/reti.vn\/blog\/?p=19582"},"modified":"2021-05-04T17:50:19","modified_gmt":"2021-05-04T10:50:19","slug":"top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021","status":"publish","type":"post","link":"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/","title":{"rendered":"Top 5 ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t th\u00e1ng 1\/2021"},"content":{"rendered":"\n<p><em>Vay ng\u00e2n h\u00e0ng l\u00e0 g\u1ee3i \u00fd tuy\u1ec7t v\u1eddi cho nh\u1eefng ng\u01b0\u1eddi \u0111ang c\u1ea7n g\u1ea5p m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 thanh to\u00e1n c\u00e1c chi ph\u00ed, mua nh\u00e0, mua xe, trang ho\u00e0ng nh\u00e0 c\u1eeda, mua s\u1eafm n\u1ed9i th\u1ea5t, \u0111\u1ea7u t\u01b0,&#8230; H\u00e3y c\u00f9ng <a href=\"https:\/\/reti.vn\" class=\"rank-math-link\">RETI<\/a> t\u00ecm hi\u1ec3u 5 ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t th\u00e1ng 1\/2021 qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y!<\/em><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69ed3ca5c09e6\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69ed3ca5c09e6\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Ngan_hang_TMCP_Ngoai_thuong_Viet_Nam_Vietcombank\" >Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietcombank)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Ngan_hang_TMCP_Cong_thuong_Viet_Nam_Vietinbank\" >Ng\u00e2n h\u00e0ng TMCP C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietinbank)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Ngan_hang_TMCP_Dau_tu_va_Phat_trien_Viet_Nam_BIDV\" >Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Ngan_hang_TMCP_Sai_Gon_Thuong_Tin_Sacombank\" >Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Ngan_hang_TMCP_Phuong_Dong_OCB\" >Ng\u00e2n h\u00e0ng TMCP Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Vay_the_chap\" >Vay th\u1ebf ch\u1ea5p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/reti.vn\/blog\/top-5-ngan-hang-co-lai-suat-vay-tot-nhat-thang-1-2021\/#Vay_tin_chap\" >Vay t\u00edn ch\u1ea5p<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"ng\u00e2n_h\u00e0ng_tmcp_ngo\u1ea1i_th\u01b0\u01a1ng_vi\u1ec7t_nam_vietcombank\"><span class=\"ez-toc-section\" id=\"Ngan_hang_TMCP_Ngoai_thuong_Viet_Nam_Vietcombank\"><\/span>Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietcombank)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng, ng\u00e2n h\u00e0ng Vietcombank nh\u00ecn chung l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i vay th\u1ea5p h\u01a1n c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n\n\n\n<p>Th\u00e1ng 1\/2021, Vietcombank \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i vay t\u00edn ch\u1ea5p t\u1eeb 10,8 &#8211; 14,4% v\u00e0 vay th\u1ebf ch\u1ea5p 7,5%\/n\u0103m. Ng\u00e2n h\u00e0ng Vietcombank c\u0169ng \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i vay mua nh\u00e0 v\u00e0 \u00f4 t\u00f4 \u1edf m\u1ee9c 7,5%\/n\u0103m.<\/p>\n\n\n\n<p>V\u1edbi cho vay kinh doanh, Vietcombank cho vay linh ho\u1ea1t l\u00ean \u0111\u1ebfn 60 tha\u0301ng, s\u1ed1 ti\u1ec1n cho vay l\u00ean \u0111\u1ebfn 5 ty\u0309 \u0111\u00f4\u0300ng, h\u1ea1n m\u1ee9c 70% ph\u01b0\u01a1ng a\u0301n \u0111\u1ea7u t\u01b0.<\/p>\n\n\n\n<p>Trong \u0111\u1ea7u n\u0103m 2021, Vietcombank c\u0169ng v\u1eeba tri\u1ec3n khai Ch\u01b0\u01a1ng tr\u00ecnh l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, h\u1ed9 kinh doanh vay b\u1ed5 sung v\u1ed1n l\u01b0u \u0111\u1ed9ng ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t kinh doanh v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ch\u1ec9 t\u1eeb 5,7%\/n\u0103m.<\/p>\n\n\n\n<p>Xem th\u00eam <a href=\"https:\/\/reti.vn\/blog\/loi-ich-khi-dau-tu-vao-can-ho-van-phong\/\" class=\"rank-math-link\">C\u0103n h\u1ed9 v\u0103n ph\u00f2ng l\u00e0 g\u00ec? C\u00f3 n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o lo\u1ea1i h\u00ecnh B\u0110S n\u00e0y kh\u00f4ng?<\/a><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/klqdm0E.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/EiIa3zb.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ng\u00e2n_h\u00e0ng_tmcp_c\u00f4ng_th\u01b0\u01a1ng_vi\u1ec7t_nam_vietinbank\"><span class=\"ez-toc-section\" id=\"Ngan_hang_TMCP_Cong_thuong_Viet_Nam_Vietinbank\"><\/span>Ng\u00e2n h\u00e0ng TMCP C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietinbank)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ng\u00e2n h\u00e0ng Vietinbank x\u1ebfp th\u1ee9 2 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t vay th\u1ea5p. L\u00e3i vay th\u1ebf ch\u1ea5p c\u1ee7a Vietinbank nh\u1ec9nh h\u01a1n Viecombank, \u1edf m\u1ee9c 7,7%\/n\u0103m h\u1ea1n m\u1ee9c 80% nhu c\u1ea7u. Nh\u01b0ng l\u00e3i vay t\u00edn ch\u1ea5p c\u1ee7a Vietinbank th\u1ea5p nh\u1ea5t trong t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng, hi\u1ec7n ch\u1ec9 \u1edf m\u1ee9c 9,6%\/n\u0103m.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/kNmN9wG.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/YN13tBE.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi l\u00e3i vay mua nh\u00e0 v\u00e0 mua \u00f4 t\u00f4, l\u00e3i su\u1ea5t \u1edf Vietinbank \u0111\u1ec1u l\u00e0 7,7%\/n\u0103m. Vietinbank cho vay s\u1ed1 ti\u1ec1n \u0111\u1ebfn 3 t\u1ef7 \u0111\u1ed3ng. \u00c1p d\u1ee5ng h\u1ea1n m\u1ee9c 12 th\u00e1ng v\u1edbi cho vay b\u1ed5 sung v\u1ed1n l\u01b0u \u0111\u1ed9ng v\u00e0 h\u1ea1n m\u1ee9c l\u00ean \u0111\u1ebfn 7 n\u0103m \u0111\u1ed1i v\u1edbi mua s\u1eafm t\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Ngo\u00e0i l\u00e3i su\u1ea5t h\u1ee3p l\u00fd, \u0111i\u1ec1u kho\u1ea3n c\u00f3 l\u1ee3i cho kh\u00e1ch h\u00e0ng, khi vay mua nh\u00e0 t\u1ea1i VietinBank b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng \u01b0u \u0111\u00e3i \u0111\u1eb7c quy\u1ec1n ho\u1eb7c tri \u00e2n theo t\u1eebng th\u1eddi k\u1ef3 t\u1ea1i ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ng\u00e2n_h\u00e0ng_tmcp_\u0111\u1ea7u_t\u01b0_v\u00e0_ph\u00e1t_tri\u1ec3n_vi\u1ec7t_nam_bidv\"><span class=\"ez-toc-section\" id=\"Ngan_hang_TMCP_Dau_tu_va_Phat_trien_Viet_Nam_BIDV\"><\/span>Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BIDV c\u0169ng n\u1eb1m trong top ng\u00e2n h\u00e0ng qu\u1ed1c doanh c\u00f3 l\u00e3i vay t\u1ed1t nh\u1ea5t. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ch\u1ec9 \u1edf ng\u01b0\u1ee1ng 6,6 &#8211; 7,8%\/n\u0103m, h\u1ea1n m\u1ee9c l\u00ean \u0111\u1ebfn 100% t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. Tuy nhi\u00ean m\u1ee9c vay t\u00edn ch\u1ea5p l\u1ea1i c\u00f3 ph\u1ea7n cao h\u01a1n c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh kh\u00e1c, l\u00ean t\u1edbi 11,9%\/n\u0103m.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/QouPi1q.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/C1REsPE.jpg\" alt=\"\" width=\"809\" height=\"561\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 809px; --smush-placeholder-aspect-ratio: 809\/561;\"><\/figure><\/div>\n\n\n\n<p>M\u1ee9c l\u00e3i vay mua nh\u00e0 v\u00e0 mua \u00f4 t\u00f4 l\u1ea1i BIDV l\u1ea1i \u1edf m\u1ee9c th\u1ea5p h\u01a1n so v\u1edbi Vietcombank v\u00e0 Vietinbank, ch\u1ec9 l\u00e0 7,3%\/n\u0103m.<\/p>\n\n\n\n<p>Ng\u00e2n h\u00e0ng BIDV \u0111ang tri\u1ec3n khai g\u00f3i vay h\u1ed7 tr\u1ee3 s\u1ea3n xu\u1ea5t kinh doanh m\u1edbi v\u1edbi quy m\u00f4 40.000 t\u1ef7 \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ch\u1ec9 t\u1eeb 5%\/n\u0103m \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay c\u00f3 k\u1ef3 h\u1ea1n d\u01b0\u1edbi 06 th\u00e1ng v\u00e0 5,5%\/n\u0103m \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay t\u1eeb 06 th\u00e1ng \u0111\u1ebfn 12 th\u00e1ng, \u00e1p d\u1ee5ng \u0111\u1ebfn h\u1ebft ng\u00e0y 31\/03\/2021.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ng\u00e2n_h\u00e0ng_tmcp_s\u00e0i_g\u00f2n_th\u01b0\u01a1ng_t\u00edn_sacombank\"><span class=\"ez-toc-section\" id=\"Ngan_hang_TMCP_Sai_Gon_Thuong_Tin_Sacombank\"><\/span>Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ee9ng \u0111\u1ea7u danh s\u00e1ch nh\u00f3m ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n v\u1edbi m\u1ee9c l\u00e3i vay h\u1ea5p d\u1eabn l\u00e0 Sacombank.<\/p>\n\n\n\n<p>So v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n kh\u00e1c nh\u01b0 VPBank, ACB, OCB c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p t\u1eeb 18-21%\/n\u0103m, m\u1ee9c l\u00e3i vay c\u1ee7a Sacombank ch\u1ec9 \u1edf m\u1ee9c 11%\/n\u0103m. Th\u1eadm ch\u00ed m\u1ee9c n\u00e0y c\u00f2n th\u1ea5p h\u01a1n l\u00e3i vay c\u1ee7a hai ng\u00e2n h\u00e0ng qu\u1ed1c doanh l\u1edbn nh\u01b0 Vietcombank v\u00e0 BIDV.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/2NHspV1.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/o03SzOb.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<p>L\u00e3i vay th\u1ebf ch\u1ea5p t\u1ea1i Sacombank (7,5 &#8211; 8,5%\/n\u0103m) tuy cao h\u01a1n c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh nh\u01b0ng l\u1ea1i c\u0169ng \u1edf m\u1ee9c v\u00f4 c\u00f9ng c\u1ea1nh tranh so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n c\u00f2n l\u1ea1i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ng\u00e2n_h\u00e0ng_tmcp_ph\u01b0\u01a1ng_\u0111\u00f4ng_ocb\"><span class=\"ez-toc-section\" id=\"Ngan_hang_TMCP_Phuong_Dong_OCB\"><\/span>Ng\u00e2n h\u00e0ng TMCP Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>K\u1ebft th\u00fac danh s\u00e1ch top nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t t\u1ed1t c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn ng\u00e2n h\u00e0ng OCB. D\u00f9 c\u00f3 m\u1ee9c l\u00e3i vay t\u00edn ch\u1ea5p ng\u1ea5t ng\u01b0\u1edfng 21%\/n\u0103m nh\u01b0ng vay th\u1ebf ch\u1ea5p l\u1ea1i th\u1ea5p nh\u1ea5t trong c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi 5,99%\/n\u0103m, h\u1ea1n m\u1ee9c l\u00ean \u0111\u1ebfn 100% b\u1ea5t \u0111\u1ed9ng s\u1ea3n (tr\u1eeb vay mua \u00f4 t\u00f4 c\u0169 l\u00e3i 7,2%\/n\u0103m).<\/p>\n\n\n\n<p>\u0110\u1ecdc th\u00eam <a href=\"https:\/\/reti.vn\/blog\/thu-tuc-mua-ban-nha-dat-moi-nhat\/\" class=\"rank-math-link\">Tr\u1ecdn b\u1ed9 h\u01b0\u1edbng d\u1eabn: Th\u1ee7 t\u1ee5c mua b\u00e1n nh\u00e0 \u0111\u1ea5t m\u1edbi nh\u1ea5t 2020<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/CbuqL1Z.jpg\" alt=\"\" width=\"721\" height=\"450\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 721px; --smush-placeholder-aspect-ratio: 721\/450;\"><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/Y2mZEXg.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"k\u1ebft_lu\u1eadn\"><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"vay_th\u1ebf_ch\u1ea5p\"><span class=\"ez-toc-section\" id=\"Vay_the_chap\"><\/span>Vay th\u1ebf ch\u1ea5p<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Trong kh\u1ed1i ng\u00e2n h\u00e0ng qu\u1ed1c doanh, BIDV \u0111ang l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t v\u1edbi l\u00e3i su\u1ea5t ch\u1ec9 t\u1eeb 6,6 &#8211; 7,8%\/n\u0103m. Th\u1eadm ch\u00ed, vay th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf t\u1ea1i ng\u00e2n h\u00e0ng BIDV c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t c\u1ef1c \u01b0u \u0111\u00e3i ch\u1ec9 t\u1eeb 4,9%, h\u1ea1n m\u1ee9c cho vay l\u00ean \u0111\u1ebfn 70 &#8211; 80% trong th\u1eddi gian t\u1ed1i \u0111a 20 n\u0103m.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/DcfZeCV.jpg\" alt=\"\" width=\"868\" height=\"509\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 868px; --smush-placeholder-aspect-ratio: 868\/509;\"><figcaption>L\u1ef1a ch\u1ecdn vay t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t t\u1ed1t<\/figcaption><\/figure><\/div>\n\n\n\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f3 th\u1ec3 xem x\u00e9t l\u1ef1a ch\u1ecdn vay th\u1ebf ch\u1ea5p t\u1ea1i Vietcombank v\u1edbi l\u00e3i su\u1ea5t 7,5%, s\u1ed1 ti\u1ec1n c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 5 t\u1ef7 \u0111\u1ed3ng, h\u1ea1n m\u1ee9c 75% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o.<\/p>\n\n\n\n<p>Trong kh\u1ed1i ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n, OCB l\u00e0 ng\u00e2n h\u00e0ng v\u1edbi m\u1ee9c l\u00e3i vay th\u1ebf ch\u1ea5p t\u1ed1t nh\u1ea5t v\u1edbi ch\u1ec9 5,99% n\u0103m.<\/p>\n\n\n\n<p>>>> <a href=\"https:\/\/reti.vn\/blog\/chi-tiet-thu-tuc-phap-ly-mua-ban-nha\/\" class=\"rank-math-link\">Chi ti\u1ebft th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd mua b\u00e1n nh\u00e0<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"vay_t\u00edn_ch\u1ea5p\"><span class=\"ez-toc-section\" id=\"Vay_tin_chap\"><\/span>Vay t\u00edn ch\u1ea5p<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>N\u1ebfu kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, h\u00ecnh th\u1ee9c vay t\u00edn ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng Vietinbank l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t d\u00e0nh cho b\u1ea1n. Th\u00e1ng 1\/2021, Vietinbank \u0111ang \u00e1p d\u1ee5ng vay t\u00edn ch\u1ea5p l\u00e3i su\u1ea5t ch\u1ec9 9,6%\/n\u0103m, th\u1ea5p h\u01a1n 2% so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh kh\u00e1c v\u00e0 th\u1eadm ch\u00ed th\u1ea5p h\u01a1n 10-12% so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n.<\/p>\n\n\n\n<p>V\u1eady v\u1edbi nhu c\u1ea7u mua nh\u00e0 th\u00ec BIDV l\u00e0 ng\u00e2n h\u00e0ng t\u1ed1t nh\u1ea5t v\u1edbi m\u1ee9c l\u00e3i ch\u1ec9 7,3%\/n\u0103m. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f3 th\u1ec3 ch\u1ecdn m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i nh\u01b0 Standard Chartered, HongLeong Bank ch\u1ec9 \u1edf m\u1ee9c 6,5%\/n\u0103m.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" data-src=\"https:\/\/i.imgur.com\/h72KvpZ.jpg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><figcaption>Xem x\u00e9t k\u1ef9 l\u00e3i su\u1ea5t vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 c\u00f3 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p nh\u1ea5t<\/figcaption><\/figure><\/div>\n\n\n\n<p>V\u1edbi m\u1ee5c \u0111\u00edch vay mua \u00f4 t\u00f4, BIDV l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t trong kh\u1ed1i ng\u00e2n h\u00e0ng qu\u1ed1c doanh, l\u00e3i vay 7,3%\/n\u0103m. M\u1ed9t c\u00e1i t\u00ean kh\u00e1c \u0111\u1ebfn t\u1eeb kh\u1ed1i ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n l\u00e0 MBBank v\u1edbi l\u00e3i vay ch\u1ec9 6,6%\/n\u0103m. \u0110\u00e2y c\u0169ng l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i vay mua \u00f4 t\u00f4 th\u1ea5p nh\u1ea5t trong t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc th\u00e1ng 1\/2021.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c g\u00f3i vay \u01b0u \u0111\u00e3i h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 Vietcombank, Vietinbank \u2026 v\u1edbi l\u00e3i su\u1ea5t ch\u1ec9 5-5,7%\/n\u0103m<\/p>\n\n\n\n<p>C\u00f3 th\u1ec3 b\u1ea1n quan t\u00e2m <a href=\"https:\/\/reti.vn\/blog\/thue-phi-bat-dong-san-ai-chiu\/\" class=\"rank-math-link\">Thu\u1ebf\/ph\u00ed b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u00ean b\u00e1n ch\u1ecbu hay b\u00ean mua ch\u1ecbu?<\/a><\/p>\n\n\n\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 t\u1ed5ng h\u1ee3p nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t th\u00e1ng 1\/2021. N\u1ebfu b\u1ea1n quan t\u00e2m \u0111\u1ebfn c\u00e1c tin t\u1ee9c c\u00f3 li\u00ean quan, truy c\u1eadp website c\u1ee7a <a href=\"http:\/\/reti.vn\" class=\"rank-math-link\">Reti Proptech<\/a> \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>RETI l\u00e0 C\u00f4ng ty ph\u00e2n ph\u1ed1i, ph\u00e1t tri\u1ec3n v\u00e0 \u0111\u1ea7u t\u01b0 B\u0110S \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7. B\u1eb1ng s\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa c\u00f4ng ngh\u1ec7 v\u00e0 con ng\u01b0\u1eddi, n\u1ec1n t\u1ea3ng giao d\u1ecbch B\u0110S online v\u00e0 ph\u01b0\u01a1ng th\u1ee9c offline, RETI ch\u1eafc ch\u1eafn mang l\u1ea1i nhi\u1ec1u gi\u00e1 tr\u1ecb v\u00e0 tr\u1ea3i nghi\u1ec7m \u0111\u1ed9t ph\u00e1 cho kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 ch\u1ee7 \u0111\u1ea7u t\u01b0, gi\u00fap h\u1ecd mua \u2013 b\u00e1n giao d\u1ecbch B\u0110S d\u1ec5 d\u00e0ng, minh b\u1ea1ch v\u00e0 hi\u1ec7u qu\u1ea3. <br>Hi\u1ec7n nay, RETI \u0111\u00e3 v\u00e0 \u0111ang ph\u00e2n ph\u1ed1i r\u1ea5t nhi\u1ec1u d\u1ef1 \u00e1n l\u1edbn tr\u00ean c\u1ea3 n\u01b0\u1edbc, nh\u01b0: Sun Grand Boulevard, Sun Riverside Village, BRG Diamond Residence, Sun Grand City Thu\u1ef5 Khu\u00ea, Meyhomes Capital Ph\u00fa Qu\u1ed1c, Sun Grand City Feria H\u1ea1 Long, Sunshine Crystal River, Sun Onsen Village Limited Edition, Sun Grand City Hillside Residence, Vegacity Nha Trang&#8230;<br>Website:\u00a0<a href=\"https:\/\/reti.vn\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/reti.vn\/<\/a><br>Fanpage:\u00a0<a class=\"rank-math-link\" rel=\"noreferrer noopener\" href=\"https:\/\/www.facebook.com\/retiproptech\" target=\"_blank\">https:\/\/www.facebook.com\/retiproptech<\/a><br>Hotline: 098 712 6898<br>Email: support@reti.vn<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Vay ng\u00e2n h\u00e0ng l\u00e0 g\u1ee3i \u00fd tuy\u1ec7t v\u1eddi cho nh\u1eefng ng\u01b0\u1eddi \u0111ang c\u1ea7n g\u1ea5p m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 thanh to\u00e1n c\u00e1c chi ph\u00ed, mua nh\u00e0, mua xe, trang ho\u00e0ng nh\u00e0 c\u1eeda, mua s\u1eafm n\u1ed9i th\u1ea5t, \u0111\u1ea7u t\u01b0,&#8230; H\u00e3y c\u00f9ng RETI t\u00ecm hi\u1ec3u 5 ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t th\u00e1ng 1\/2021 qua b\u00e0i [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":19675,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[42],"tags":[],"class_list":{"0":"post-19582","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-phap-luat-bat-dong-san"},"external_url":"","featured_image_url":"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2021\/01\/vay20ticc81n20chacc82cc81p20theo20lucc9bocc9bng20necc82n20hay20khocc82ng3f20c490ucc9bocc9bcca3c20gicc8020vacc8020macc82cc81t20gicc803f-1596705642921347986031.jpg","_links":{"self":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/19582","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/comments?post=19582"}],"version-history":[{"count":0,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/19582\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media\/19675"}],"wp:attachment":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media?parent=19582"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/categories?post=19582"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/tags?post=19582"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}