<\/span><\/h2>\nBIDV l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o 1957, l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 l\u1ecbch s\u1eed l\u00e2u \u0111\u1eddi nh\u1ea5t trong h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng Vi\u1ec7t Nam. BIDV c\u00f3 tr\u1ee5 s\u1edf ch\u00ednh t\u1ea1i H\u00e0 N\u1ed9i v\u00e0 hi\u1ec7n c\u00f3 2.300 \u0111i\u1ec3m giao d\u1ecbch tr\u1ea3i d\u00e0i tr\u00ean 63 t\u1ec9nh, th\u00e0nh ph\u1ed1 tr\u00ean c\u1ea3 n\u01b0\u1edbc, c\u00f9ng v\u1edbi h\u1ec7 th\u1ed1ng chi nh\u00e1nh, v\u0103n ph\u00f2ng \u0111\u1ea1i di\u1ec7n t\u1ea1i 6 qu\u1ed1c gia tr\u00ean to\u00e0n c\u1ea7u.<\/p>\n
![\"\"](\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\")
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D\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng l\u00e0 ho\u1ea1t \u0111\u1ed9ng ch\u00ednh \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi bi\u1ebft \u0111\u1ebfn nh\u1ea5t c\u1ee7a BIDV. C\u00e1c ho\u1ea1t \u0111\u1ed9ng thu\u1ed9c l\u0129nh v\u1ef1c n\u00e0y bao g\u1ed3m: D\u1ecbch v\u1ee5 th\u1ebb, C\u00e1c kho\u1ea3n cho vay c\u00e1 nh\u00e2n, D\u1ecbch v\u1ee5 ti\u1ec1n g\u1eedi Th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i v\u00e0 v\u1ed1n, Ng\u00e2n qu\u1ef9, Ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn, Thanh to\u00e1n v\u00e0 chuy\u1ec3n kho\u1ea3n c\u00f4ng ngh\u1ec7 m\u1edbi. Ngo\u00e0i ra c\u00f2n c\u00f3 c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c nh\u01b0 : d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m, \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh , ch\u1ee9ng kho\u00e1n.<\/p>\n
C\u00e1c th\u00e0nh t\u1ef1u n\u1ed5i b\u1eadt m\u00e0 BIDV \u0111\u1ea1t \u0111\u01b0\u1ee3c :<\/p>\n
\n- BIDV \u0111\u01b0\u1ee3c vinh danh l\u00e0 \u201cNg\u00e2n h\u00e0ng t\u1ed1t nh\u1ea5t Vi\u1ec7t Nam\u201d do T\u1ea1p ch\u00ed The Banker b\u00ecnh ch\u1ecdn.<\/li>\n
- BIDV \u0111\u01b0\u1ee3c vinh danh l\u00e0 \u201cNg\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n t\u1ed1t nh\u1ea5t Vi\u1ec7t Nam\u201d do T\u1ea1p ch\u00ed FinanceAsia b\u00ecnh ch\u1ecdn.<\/li>\n
- BIDV l\u00e0 ng\u00e2n h\u00e0ng duy nh\u1ea5t l\u1eadp k\u1ef7 l\u1ee5c nh\u1eadn 9 l\u1ea7n Gi\u1ea3i th\u01b0\u1edfng \u201cNg\u00e2n h\u00e0ng b\u00e1n l\u1ebb t\u1ed1t nh\u1ea5t Vi\u1ec7t Nam “<\/li>\n<\/ul>\n
V\u1edbi chi\u1ebfn l\u01b0\u1ee3c kinh doanh linh ho\u1ea1t , lu\u00f4n l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m , BIDV lu\u00f4n gi\u1eef v\u1ecb th\u1ebf ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam.<\/p>\n
<\/span>2. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV<\/span><\/h2>\nTheo ghi nh\u1eadn m\u1edbi nh\u1ea5t, Ng\u00e2n h\u00e0ng BIDV c\u00f3 c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t vay d\u00e0nh cho kh\u00e1ch h\u00e0ng\u00a0 nh\u01b0 sau :<\/p>\n
<\/span>2.1. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p<\/span><\/h3>\nVay t\u00edn ch\u1ea5p ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch:<\/p>\n
\n\n\n| M\u1ee5c \u0111\u00edch<\/td>\n | H\u1ea1n m\u1ee9c<\/td>\n | L\u00e3i su\u1ea5t<\/td>\n<\/tr>\n |
\n| Ti\u00eau d\u00f9ng<\/td>\n | \u2264 500 tri\u1ec7u<\/td>\n | T\u1eeb 11,9%\/n\u0103m<\/td>\n<\/tr>\n |
\n| Mua xe<\/td>\n | \u2264 70% gi\u00e1 tr\u1ecb xe<\/td>\n | T\u1eeb 7,3%\/n\u0103m<\/td>\n<\/tr>\n |
\n| Du h\u1ecdc<\/td>\n | \u2264 100% chi ph\u00ed<\/td>\n | T\u1eeb 7,3%\/n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/span>2.2 . L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p<\/span><\/h3>\nM\u1ee9c l\u00e3i cho vay c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i vay v\u00e0 m\u1ee5c \u0111\u00edch vay v\u1ed1n, th\u1ebf ch\u1ea5p th\u00f4ng qua t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 s\u1ed5 \u0111\u1ecf, s\u1ed5 h\u1ed3ng.<\/p>\n <\/p>\n <\/span>2.3. L\u00e3i su\u1ea5t vay mua nh\u00e0<\/span><\/h4>\n\n- H\u1ea1n m\u1ee9c t\u1ed1i \u0111a t\u1edbi 70% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/li>\n
- K\u1ef3 h\u1ea1n vay l\u00ean \u0111\u1ebfn 20 n\u0103m<\/li>\n
- L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i l\u00e0 7,3% trong 6 th\u00e1ng \u0111\u1ea7u ti\u00ean, h\u1ebft th\u1eddi gian \u01b0u \u0111\u00e3i, l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh theo l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m 12 th\u00e1ng + 4%.<\/li>\n<\/ul>\n
<\/span>2.4. L\u00e3i su\u1ea5t vay kinh doanh<\/span><\/h4>\nG\u00f3i cho vay kinh doanh \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ch\u1ec9 6,5%\/n\u0103m t\u00ednh theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n.\u00a0H\u1ea1n m\u1ee9c vay th\u1ebf ch\u1ea5p kinh doanh linh ho\u1ea1t trong th\u1eddi h\u1ea1n 5 n\u0103m, ph\u1ee5 thu\u1ed9c v\u00e0o gi\u00e1 tr\u1ecb<\/p>\n <\/span>K\u1ebft lu\u1eadn<\/span><\/h2>\nC\u00e1c kho\u1ea3n vay n\u00e0y c\u00f3 th\u1eddi h\u1ea1n vay t\u1ed1i \u0111a \u0111\u1ebfn 30 n\u0103m, th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, gi\u1ea3i ng\u00e2n nhanh ch\u00f3ng.\u00a0 BIDV mong mu\u1ed1n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u00e0 \u0111\u1ed3ng h\u00e0nh c\u00f9ng kh\u00e1ch h\u00e0ng trong h\u00e0nh tr\u00ecnh ph\u00e1t tri\u1ec3n kinh t\u1ebf v\u00e0 ch\u0103m lo cu\u1ed9c s\u1ed1ng v\u1edbi n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc.<\/p>\n |